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Crescira AVM · estimated value Medium confidence
HK$25.78M
≈ HK$25,754 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.73M, with repayments around HK$87,461/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$82,300
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$84,860
−HK$2,601/mo
Today · 4.125%
HK$87,461
baseline
▲ 0.50% · 4.625%
HK$92,782
+HK$5,321/mo

Deposit HK$7.73M · loan HK$18.05M · min. income ≈ HK$174,922/mo (50% DSR)

Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$1,095,661 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Tin Hau Station
≈ 35 min walk · 2,770 m
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
25
Saleable Area
1,001 Saleable ft²
Gross Area
1,259 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2025-12-15 HK$20.88M +3.9%
28.6y · 0.0%/yr
1997-06-11 HK$20.10M +16.9%
1997-02-10 HK$17.20M
Data sourced from Renavon.com