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Crescira AVM · estimated value Medium confidence
HK$25.07M
≈ HK$24,064 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.52M, with repayments around HK$85,065/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$80,046
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$82,536
−HK$2,529/mo
Today · 4.125%
HK$85,065
baseline
▲ 0.50% · 4.625%
HK$90,241
+HK$5,176/mo

Deposit HK$7.52M · loan HK$17.55M · min. income ≈ HK$170,130/mo (50% DSR)

Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$1,065,654 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
21
Saleable Area
1,042 ft²
Gross Area
1,304 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2021-05-04 HK$28.00M +75.4%
13.1y
2008-04-09 HK$15.96M +34.1%
2007-08-16 HK$11.90M +19.2%
2006-03-31 HK$9.98M −2.2%
1996-03-08 HK$10.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 36 min walk · 2,810 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com