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Crescira AVM · estimated value Medium confidence
HK$23.91M
≈ HK$22,885 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.17M, with repayments around HK$81,132/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$76,344
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,719
−HK$2,413/mo
Today · 4.125%
HK$81,132
baseline
▲ 0.50% · 4.625%
HK$86,068
+HK$4,936/mo

Deposit HK$7.17M · loan HK$16.74M · min. income ≈ HK$162,264/mo (50% DSR)

Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,374 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
23
Saleable Area
1,045 ft²
Gross Area
1,308 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2009-11-24 HK$14.70M −33.2%
1997-07-10 HK$22.00M +13.1%
1997-03-04 HK$19.45M +14.4%
1997-01-31 HK$17.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 36 min walk · 2,810 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com