▼ 0.50% · 3.625%
HK$22,456
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,155
−HK$709/mo
Today · 4.125%
HK$23,864
baseline
▲ 0.50% · 4.625%
HK$25,317
+HK$1,453/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,728/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,982
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,652
−HK$680/mo
Today · 4.125%
HK$26,332
baseline
▲ 0.50% · 4.625%
HK$27,720
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,664/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,702
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,470
−HK$781/mo
Today · 4.125%
HK$26,251
baseline
▲ 0.50% · 4.625%
HK$27,848
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,502/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,481
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,218
−HK$747/mo
Today · 4.125%
HK$28,965
baseline
▲ 0.50% · 4.625%
HK$30,492
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,930/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,947
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,786
−HK$851/mo
Today · 4.125%
HK$28,637
baseline
▲ 0.50% · 4.625%
HK$30,380
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,274/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,979
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,783
−HK$815/mo
Today · 4.125%
HK$31,598
baseline
▲ 0.50% · 4.625%
HK$33,264
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,196/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,193
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,101
−HK$923/mo
Today · 4.125%
HK$31,024
baseline
▲ 0.50% · 4.625%
HK$32,911
+HK$1,887/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,048/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,477
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,348
−HK$884/mo
Today · 4.125%
HK$34,232
baseline
▲ 0.50% · 4.625%
HK$36,036
+HK$1,804/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,464/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,439
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,417
−HK$993/mo
Today · 4.125%
HK$33,410
baseline
▲ 0.50% · 4.625%
HK$35,443
+HK$2,033/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,820/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,975
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,913
−HK$952/mo
Today · 4.125%
HK$36,865
baseline
▲ 0.50% · 4.625%
HK$38,808
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,730/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,684
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,732
−HK$1,065/mo
Today · 4.125%
HK$35,797
baseline
▲ 0.50% · 4.625%
HK$37,975
+HK$2,178/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,594/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,473
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,478
−HK$1,020/mo
Today · 4.125%
HK$39,498
baseline
▲ 0.50% · 4.625%
HK$41,580
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$78,996/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,930
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,048
−HK$1,135/mo
Today · 4.125%
HK$38,183
baseline
▲ 0.50% · 4.625%
HK$40,506
+HK$2,323/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,366/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,972
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,044
−HK$1,087/mo
Today · 4.125%
HK$42,131
baseline
▲ 0.50% · 4.625%
HK$44,352
+HK$2,221/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,262/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,176
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,363
−HK$1,207/mo
Today · 4.125%
HK$40,570
baseline
▲ 0.50% · 4.625%
HK$43,038
+HK$2,468/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,140/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,470
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,609
−HK$1,155/mo
Today · 4.125%
HK$44,764
baseline
▲ 0.50% · 4.625%
HK$47,124
+HK$2,360/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,528/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,421
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,679
−HK$1,277/mo
Today · 4.125%
HK$42,956
baseline
▲ 0.50% · 4.625%
HK$45,570
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,912/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,968
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,174
−HK$1,224/mo
Today · 4.125%
HK$47,398
baseline
▲ 0.50% · 4.625%
HK$49,896
+HK$2,498/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,796/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,812 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).