▼ 0.50% · 3.625%
HK$22,800
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,510
−HK$720/mo
Today · 4.125%
HK$24,230
baseline
▲ 0.50% · 4.625%
HK$25,705
+HK$1,475/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,460/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,365
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,045
−HK$691/mo
Today · 4.125%
HK$26,736
baseline
▲ 0.50% · 4.625%
HK$28,145
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,472/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,080
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,861
−HK$792/mo
Today · 4.125%
HK$26,653
baseline
▲ 0.50% · 4.625%
HK$28,275
+HK$1,622/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$53,306/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,902
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,650
−HK$759/mo
Today · 4.125%
HK$29,409
baseline
▲ 0.50% · 4.625%
HK$30,959
+HK$1,550/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$58,818/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,360
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,212
−HK$864/mo
Today · 4.125%
HK$29,076
baseline
▲ 0.50% · 4.625%
HK$30,845
+HK$1,769/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,152/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,438
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,255
−HK$828/mo
Today · 4.125%
HK$32,083
baseline
▲ 0.50% · 4.625%
HK$33,774
+HK$1,691/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,166/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,641
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,563
−HK$936/mo
Today · 4.125%
HK$31,499
baseline
▲ 0.50% · 4.625%
HK$33,416
+HK$1,917/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$62,998/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,975
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,859
−HK$897/mo
Today · 4.125%
HK$34,756
baseline
▲ 0.50% · 4.625%
HK$36,588
+HK$1,832/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$69,512/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,921
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,913
−HK$1,009/mo
Today · 4.125%
HK$33,922
baseline
▲ 0.50% · 4.625%
HK$35,986
+HK$2,064/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,844/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,511
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,464
−HK$966/mo
Today · 4.125%
HK$37,430
baseline
▲ 0.50% · 4.625%
HK$39,403
+HK$1,973/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,860/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,201
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,264
−HK$1,081/mo
Today · 4.125%
HK$36,345
baseline
▲ 0.50% · 4.625%
HK$38,557
+HK$2,212/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$72,690/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,048
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,068
−HK$1,035/mo
Today · 4.125%
HK$40,103
baseline
▲ 0.50% · 4.625%
HK$42,217
+HK$2,114/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$80,206/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,481
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,615
−HK$1,153/mo
Today · 4.125%
HK$38,768
baseline
▲ 0.50% · 4.625%
HK$41,127
+HK$2,359/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$77,536/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,584
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,673
−HK$1,104/mo
Today · 4.125%
HK$42,777
baseline
▲ 0.50% · 4.625%
HK$45,032
+HK$2,255/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$85,554/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,761
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,966
−HK$1,225/mo
Today · 4.125%
HK$41,191
baseline
▲ 0.50% · 4.625%
HK$43,698
+HK$2,507/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$82,382/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,121
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,277
−HK$1,174/mo
Today · 4.125%
HK$45,451
baseline
▲ 0.50% · 4.625%
HK$47,846
+HK$2,395/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$90,902/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,041
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,317
−HK$1,297/mo
Today · 4.125%
HK$43,614
baseline
▲ 0.50% · 4.625%
HK$46,268
+HK$2,654/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$87,228/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,657
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,882
−HK$1,242/mo
Today · 4.125%
HK$48,124
baseline
▲ 0.50% · 4.625%
HK$50,661
+HK$2,537/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$96,248/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,905 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).