▼ 0.50% · 3.625%
HK$22,603
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,306
−HK$715/mo
Today · 4.125%
HK$24,021
baseline
▲ 0.50% · 4.625%
HK$25,482
+HK$1,461/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,042/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,146
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,820
−HK$684/mo
Today · 4.125%
HK$26,504
baseline
▲ 0.50% · 4.625%
HK$27,902
+HK$1,398/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,008/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,864
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,637
−HK$786/mo
Today · 4.125%
HK$26,423
baseline
▲ 0.50% · 4.625%
HK$28,030
+HK$1,607/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,846/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,660
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,402
−HK$753/mo
Today · 4.125%
HK$29,155
baseline
▲ 0.50% · 4.625%
HK$30,692
+HK$1,537/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,310/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,124
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,968
−HK$857/mo
Today · 4.125%
HK$28,825
baseline
▲ 0.50% · 4.625%
HK$30,579
+HK$1,754/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,650/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,175
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,984
−HK$821/mo
Today · 4.125%
HK$31,805
baseline
▲ 0.50% · 4.625%
HK$33,482
+HK$1,677/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,610/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,384
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,298
−HK$929/mo
Today · 4.125%
HK$31,227
baseline
▲ 0.50% · 4.625%
HK$33,127
+HK$1,900/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,454/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,690
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,566
−HK$890/mo
Today · 4.125%
HK$34,456
baseline
▲ 0.50% · 4.625%
HK$36,272
+HK$1,816/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,912/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,645
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,629
−HK$1,000/mo
Today · 4.125%
HK$33,629
baseline
▲ 0.50% · 4.625%
HK$35,675
+HK$2,046/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$67,258/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,204
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,148
−HK$958/mo
Today · 4.125%
HK$37,106
baseline
▲ 0.50% · 4.625%
HK$39,062
+HK$1,956/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$74,212/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,905
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,960
−HK$1,071/mo
Today · 4.125%
HK$36,031
baseline
▲ 0.50% · 4.625%
HK$38,223
+HK$2,192/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$72,062/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,719
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,730
−HK$1,027/mo
Today · 4.125%
HK$39,757
baseline
▲ 0.50% · 4.625%
HK$41,852
+HK$2,095/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,514/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,165
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,290
−HK$1,143/mo
Today · 4.125%
HK$38,433
baseline
▲ 0.50% · 4.625%
HK$40,772
+HK$2,339/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$76,866/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,233
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,312
−HK$1,095/mo
Today · 4.125%
HK$42,407
baseline
▲ 0.50% · 4.625%
HK$44,642
+HK$2,235/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$84,814/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,426
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,621
−HK$1,214/mo
Today · 4.125%
HK$40,835
baseline
▲ 0.50% · 4.625%
HK$43,320
+HK$2,485/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$81,670/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,748
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,894
−HK$1,164/mo
Today · 4.125%
HK$45,058
baseline
▲ 0.50% · 4.625%
HK$47,433
+HK$2,375/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$90,116/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,686
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,951
−HK$1,286/mo
Today · 4.125%
HK$43,237
baseline
▲ 0.50% · 4.625%
HK$45,868
+HK$2,631/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,474/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,263
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,477
−HK$1,231/mo
Today · 4.125%
HK$47,708
baseline
▲ 0.50% · 4.625%
HK$50,223
+HK$2,515/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,416/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,259 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).