▼ 0.50% · 3.625%
HK$22,740
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,447
−HK$719/mo
Today · 4.125%
HK$24,166
baseline
▲ 0.50% · 4.625%
HK$25,636
+HK$1,470/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,332/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,298
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,976
−HK$689/mo
Today · 4.125%
HK$26,665
baseline
▲ 0.50% · 4.625%
HK$28,070
+HK$1,405/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,330/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,014
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,792
−HK$790/mo
Today · 4.125%
HK$26,582
baseline
▲ 0.50% · 4.625%
HK$28,200
+HK$1,618/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,164/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,828
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,574
−HK$757/mo
Today · 4.125%
HK$29,331
baseline
▲ 0.50% · 4.625%
HK$30,877
+HK$1,546/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,662/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,288
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,137
−HK$862/mo
Today · 4.125%
HK$28,999
baseline
▲ 0.50% · 4.625%
HK$30,763
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,998/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,357
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,171
−HK$826/mo
Today · 4.125%
HK$31,997
baseline
▲ 0.50% · 4.625%
HK$33,684
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,994/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,562
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,481
−HK$934/mo
Today · 4.125%
HK$31,415
baseline
▲ 0.50% · 4.625%
HK$33,327
+HK$1,912/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,830/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,887
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,769
−HK$895/mo
Today · 4.125%
HK$34,664
baseline
▲ 0.50% · 4.625%
HK$36,491
+HK$1,827/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,328/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,836
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,826
−HK$1,006/mo
Today · 4.125%
HK$33,832
baseline
▲ 0.50% · 4.625%
HK$35,891
+HK$2,059/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,664/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,417
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,367
−HK$963/mo
Today · 4.125%
HK$37,330
baseline
▲ 0.50% · 4.625%
HK$39,298
+HK$1,968/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,660/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,110
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,171
−HK$1,078/mo
Today · 4.125%
HK$36,249
baseline
▲ 0.50% · 4.625%
HK$38,454
+HK$2,205/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,498/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,947
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,964
−HK$1,033/mo
Today · 4.125%
HK$39,997
baseline
▲ 0.50% · 4.625%
HK$42,105
+HK$2,108/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,994/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,384
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,515
−HK$1,150/mo
Today · 4.125%
HK$38,665
baseline
▲ 0.50% · 4.625%
HK$41,018
+HK$2,353/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$77,330/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,476
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,562
−HK$1,101/mo
Today · 4.125%
HK$42,663
baseline
▲ 0.50% · 4.625%
HK$44,912
+HK$2,249/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$85,326/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,658
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,860
−HK$1,222/mo
Today · 4.125%
HK$41,082
baseline
▲ 0.50% · 4.625%
HK$43,581
+HK$2,499/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,164/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,006
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,160
−HK$1,170/mo
Today · 4.125%
HK$45,330
baseline
▲ 0.50% · 4.625%
HK$47,719
+HK$2,389/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,660/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,932
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,205
−HK$1,293/mo
Today · 4.125%
HK$43,498
baseline
▲ 0.50% · 4.625%
HK$46,145
+HK$2,647/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$86,996/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,536
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,757
−HK$1,239/mo
Today · 4.125%
HK$47,996
baseline
▲ 0.50% · 4.625%
HK$50,526
+HK$2,530/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$95,992/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).