31/F 8

Central and Western District · Hong Kong Island

Switch unit

Floor

4/F 1 281 ft² 4/F 3 282 ft² 4/F 4 265 ft² 4/F 6 224 ft² 4/F 7 265 ft² 5/F 1 281 ft² 5/F 2 281 ft² 5/F 4 265 ft² 5/F 5 224 ft² 5/F 6 224 ft² 5/F 7 265 ft² 5/F 8 282 ft² 6/F 1 281 ft² 6/F 3 282 ft² 6/F 5 224 ft² 6/F 6 224 ft² 6/F 8 282 ft² 7/F 1 281 ft² 7/F 2 281 ft² 7/F 4 265 ft² 7/F 5 224 ft² 7/F 6 224 ft² 7/F 7 265 ft² 7/F 8 282 ft² 8/F 1 281 ft² 8/F 2 281 ft² 8/F 3 282 ft² 8/F 4 265 ft² 8/F 5 224 ft² 8/F 6 224 ft² 8/F 7 265 ft² 8/F 8 282 ft² 9/F 1 281 ft² 9/F 2 281 ft² 9/F 5 224 ft² 9/F 6 224 ft² 9/F 7 265 ft² 9/F 8 282 ft² 10/F 2 281 ft² 10/F 3 282 ft² 10/F 4 265 ft² 10/F 5 224 ft² 10/F 6 224 ft² 10/F 7 265 ft² 10/F 8 283 ft² 11/F 1 281 ft² 11/F 2 281 ft² 11/F 3 282 ft² 11/F 4 265 ft² 11/F 5 224 ft² 11/F 6 224 ft² 11/F 7 265 ft² 11/F 8 282 ft² 12/F 1 281 ft² 12/F 2 281 ft² 12/F 4 265 ft² 12/F 5 224 ft² 12/F 6 224 ft² 12/F 7 265 ft² 12/F 8 283 ft² 13/F 2 281 ft² 13/F 3 283 ft² 13/F 4 265 ft² 13/F 6 220 ft² 13/F 7 265 ft² 14/F 1 281 ft² 14/F 2 281 ft² 14/F 3 282 ft² 14/F 5 224 ft² 14/F 6 224 ft² 14/F 7 265 ft² 15/F 1 278 ft² 15/F 2 281 ft² 15/F 4 265 ft² 15/F 5 224 ft² 15/F 6 224 ft² 15/F 7 265 ft² 15/F 8 283 ft² 16/F 1 281 ft² 16/F 2 278 ft² 16/F 4 262 ft² 16/F 5 221 ft² 16/F 8 282 ft² 17/F 1 278 ft² 17/F 2 281 ft² 17/F 4 262 ft² 17/F 5 221 ft² 17/F 6 221 ft² 17/F 7 262 ft² 17/F 8 282 ft² 18/F 1 281 ft² 18/F 3 282 ft² 18/F 4 262 ft² 18/F 5 221 ft² 18/F 6 221 ft² 18/F 7 262 ft² 18/F 8 282 ft² 19/F 1 281 ft² 19/F 2 281 ft² 19/F 3 282 ft² 19/F 4 262 ft² 19/F 6 221 ft² 19/F 7 262 ft² 19/F 8 282 ft² 20/F 1 281 ft² 20/F 2 281 ft² 20/F 5 221 ft² 20/F 6 221 ft² 21/F 1 281 ft² 21/F 2 281 ft² 21/F 4 268 ft² 21/F 5 221 ft² 21/F 6 221 ft² 21/F 8 282 ft² 22/F 1 281 ft² 22/F 2 281 ft² 22/F 3 282 ft² 22/F 4 262 ft² 22/F 5 221 ft² 22/F 6 221 ft² 22/F 7 262 ft² 22/F 8 282 ft² 23/F 1 281 ft² 23/F 3 282 ft² 23/F 6 217 ft² 23/F 7 262 ft² 23/F 8 282 ft² 24/F 1 281 ft² 24/F 2 281 ft² 24/F 3 282 ft² 24/F 5 221 ft² 24/F 6 221 ft² 24/F 7 262 ft² 24/F 8 283 ft² 24/F 4 262 ft² 25/F 3 282 ft² 25/F 5 221 ft² 25/F 6 221 ft² 25/F 7 262 ft² 25/F 8 282 ft² 26/F 1 281 ft² 26/F 2 281 ft² 26/F 4 262 ft² 26/F 6 221 ft² 26/F 7 262 ft² 26/F 8 282 ft² 27/F 1 278 ft² 27/F 2 281 ft² 27/F 4 262 ft² 27/F 5 221 ft² 27/F 7 262 ft² 27/F 8 283 ft² 27/F 3 282 ft² 28/F 4 262 ft² 28/F 5 221 ft² 28/F 6 221 ft² 28/F 7 262 ft² 29/F 2 281 ft² 29/F 3 282 ft² 29/F 4 256 ft² 29/F 5 221 ft² 29/F 6 221 ft² 29/F 8 282 ft² 30/F 1 281 ft² 30/F 2 281 ft² 30/F 4 262 ft² 30/F 5 221 ft² 30/F 7 262 ft² 31/F 1 281 ft² 31/F 2 281 ft² 31/F 3 282 ft² 31/F 4 262 ft² 31/F 6 221 ft² 31/F 7 262 ft² 31/F 8 282 ft² 32/F 1 278 ft² 32/F 2 281 ft² 32/F 3 282 ft² 32/F 5 221 ft² 32/F 7 262 ft² 32/F 4 262 ft² 33/F 1 281 ft² 33/F 3 282 ft² 33/F 5 221 ft² 33/F 6 221 ft² 33/F 7 252 ft² 33/F 8 282 ft² 34/F 1 281 ft² 34/F 2 281 ft² 34/F 3 282 ft² 34/F 4 262 ft² 34/F 5 221 ft² 34/F 6 221 ft² 34/F 8 282 ft² 35/F 3 198 ft² 35/F 4 262 ft² 35/F 6 221 ft² 35/F 8 198 ft² 36/F 1 294 ft² 36/F 3 198 ft² 36/F 5 221 ft² 36/F 6 221 ft² 36/F 7 262 ft² 36/F 8 198 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.74M

≈ HK$16,804 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$474K, with repayments around HK$20,670/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$19,450

−HK$1,220/mo

▼ 0.25% · 3.875%

HK$20,055

−HK$615/mo

Today · 4.125%

HK$20,670

baseline

▲ 0.50% · 4.625%

HK$21,927

+HK$1,257/mo

Deposit HK$474K · loan HK$4.26M · min. income ≈ HK$41,340/mo (50% DSR)

Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$91,375 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kennedy Town Station

≈ 2 min walk · 140 m

Education

schools within 1 km (17 within 500 m)

Daily convenience

within 1 km (21 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 31/F
Flat: 8
Saleable Area: 282 Saleable ft²
Gross Area: 377 ft²
Efficiency: 75%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-10-19	HK$6.33M	+51.4% 8.6y · 6.0%/yr	HK$22,447	HK$16,790
2013-03-11	HK$4.18M	+68.5%	HK$14,823	HK$11,088
2010-11-01	HK$2.48M	+14.8%	HK$8,794	HK$6,578
2010-07-27	HK$2.16M	+54.3%	HK$7,660	HK$5,729
2007-06-11	HK$1.40M	+12.0%	HK$4,964	HK$3,714
2006-10-23	HK$1.25M	+47.1%	HK$4,433	HK$3,316
2002-10-04	HK$850K	—	HK$3,014	HK$2,255

Other appraised units in this building

Data sourced from Renavon.com