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At today's rate and a 90% mortgage, the deposit on this unit is about HK$348K, with repayments around HK$15,179/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$348K · loan HK$3.13M · min. income ≈ HK$30,358/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 6
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 293 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-08-02 | HK$5.00M | +61.3% 3.2y · 19.0%/yr |
| 2016-05-23 | HK$3.10M | +60.6% 5.4y · 11.0%/yr |
| 2011-02-02 | HK$1.93M | +13.5% |
| 1997-12-01 | HK$1.70M | +169.8% |
| 1997-04-03 | HK$630K | — |