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At today's rate and a 90% mortgage, the deposit on this unit is about HK$345K, with repayments around HK$15,062/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$345K · loan HK$3.11M · min. income ≈ HK$30,124/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 5
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 297 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-07 | HK$4.98M | +61.7% 3.6y · 17.0%/yr |
| 2016-01-06 | HK$3.08M | +0.0% 5.9y · 22.0%/yr |
| 2015-10-22 | HK$3.08M | +129.9% |
| 2009-11-23 | HK$1.34M | — |