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At today's rate and a 90% mortgage, the deposit on this unit is about HK$349K, with repayments around HK$15,237/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$349K · loan HK$3.14M · min. income ≈ HK$30,474/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 5
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 297 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-17 | HK$4.70M | +32.4% 5.1y · 6.0%/yr |
| 2016-09-05 | HK$3.55M | +159.1% 6.8y · 23.0%/yr |
| 2009-10-22 | HK$1.37M | +0.7% |
| 1997-04-04 | HK$1.36M | — |