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At today's rate and a 90% mortgage, the deposit on this unit is about HK$446K, with repayments around HK$19,457/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$446K · loan HK$4.01M · min. income ≈ HK$38,914/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,910 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- 2
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 370 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-01-26 | HK$4.30M | −25.6% 3.2y · −8.0%/yr |
| 2020-11-25 | HK$5.78M | +152.4% 10.1y · 15.0%/yr |
| 2010-11-09 | HK$2.29M | +33.1% |
| 1997-03-04 | HK$1.72M | +24.6% |
| 1996-09-17 | HK$1.38M | — |