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At today's rate and a 90% mortgage, the deposit on this unit is about HK$345K, with repayments around HK$15,037/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$345K · loan HK$3.10M · min. income ≈ HK$30,074/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 6
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 293 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-27 | HK$3.12M | −22.8% 7.8y · −3.0%/yr |
| 2017-09-21 | HK$4.05M | +85.8% 6.3y · 14.0%/yr |
| 2011-05-24 | HK$2.18M | +120.2% |
| 2007-09-17 | HK$990K | −36.5% |
| 1997-08-11 | HK$1.56M | +12.2% |
| 1997-05-08 | HK$1.39M | +11.2% |
| 1997-03-04 | HK$1.25M | +9.6% |
| 1997-01-17 | HK$1.14M | — |