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At today's rate and a 90% mortgage, the deposit on this unit is about HK$760K, with repayments around HK$33,142/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,284/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$227,944 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 434 Saleable ft²
- Gross Area
- 540 ft²
- Efficiency
- 80%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2014-07-07 | HK$7.15M | +33.6% 3.6y |
| 2010-11-15 | HK$5.35M | +54.6% 3.0y |
| 2007-11-08 | HK$3.46M | +17.3% 2.0y |
| 2005-11-16 | HK$2.95M | −39.5% 8.4y |
| 1997-08-07 | HK$4.88M | +6.1% |
| 1997-05-06 | HK$4.60M | +43.8% |
| 1996-06-25 | HK$3.20M | — |