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At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.56M, with repayments around HK$40,258/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,516/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,993 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 652 Saleable ft²
- Gross Area
- 808 ft²
- Efficiency
- 81%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2013-01-10 | HK$9.68M | +14.2% 2.3y |
| 2010-09-28 | HK$8.48M | +22.9% 1.0y |
| 2009-09-24 | HK$6.90M | +15.0% 1.8y |
| 2007-12-21 | HK$6.00M | +0.0% 11.3y |
| 1996-08-15 | HK$6.00M | +11.5% |
| 1996-03-05 | HK$5.38M | +12.1% |
| 1996-02-07 | HK$4.80M | — |