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Crescira AVM · estimated value ● Medium confidence
HK$11.74M
≈ HK$18,004 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.52M, with repayments around HK$39,824/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,474
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,639
−HK$1,185/mo
Today · 4.125%
HK$39,824
baseline
▲ 0.50% · 4.625%
HK$42,247
+HK$2,423/mo

Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,648/mo (50% DSR)

Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,196 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
C
Saleable Area
652 ft²
Gross Area
808 ft²
Efficiency
81%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2015-07-07 HK$11.80M +52.3%
4.8y
2010-09-22 HK$7.75M +59.8%
3.3y
2007-05-18 HK$4.85M +18.9%
2.7y
2004-09-04 HK$4.08M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 8 min walk · 636 m
Education
48
schools within 1 km (26 within 500 m)
Daily convenience
59
within 1 km (16 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building