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At today's rate and a 90% mortgage, the deposit on this unit is about HK$779K, with repayments around HK$33,965/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,930/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,609 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- A
- Saleable Area
- 434 Saleable ft²
- Gross Area
- 540 ft²
- Efficiency
- 80%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2011-06-29 | HK$6.50M | +71.1% 2.2y |
| 2009-05-14 | HK$3.80M | +2.2% 1.5y |
| 2007-11-12 | HK$3.72M | +7.8% 2.2y |
| 2005-09-10 | HK$3.45M | −36.7% 8.1y |
| 1997-08-07 | HK$5.45M | — |