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At today's rate and a 90% mortgage, the deposit on this unit is about HK$371K, with repayments around HK$16,175/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$371K · loan HK$3.34M · min. income ≈ HK$32,350/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- A8
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 336 ft²
- Efficiency
- 79%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-04-27 | HK$3.92M | +120.2% 6.1y · 20.0%/yr |
| 2011-03-02 | HK$1.78M | +53.4% |
| 2009-06-22 | HK$1.16M | +10.5% |
| 2009-05-07 | HK$1.05M | +15.4% |
| 2007-07-17 | HK$910K | +40.0% |
| 2004-12-22 | HK$650K | +10.2% |
| 2003-12-06 | HK$590K | +1.7% |
| 2002-06-05 | HK$580K | −54.0% |
| 1996-09-21 | HK$1.26M | — |