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At today's rate and a 90% mortgage, the deposit on this unit is about HK$348K, with repayments around HK$15,192/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$348K · loan HK$3.13M · min. income ≈ HK$30,384/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A3
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-01-11 | HK$3.83M | +27.7% 3.6y · 8.0%/yr |
| 2013-07-05 | HK$3.00M | +42.9% |
| 2011-06-14 | HK$2.10M | +14.8% |
| 2010-12-01 | HK$1.83M | +96.8% |
| 2007-01-10 | HK$930K | +45.3% |
| 2003-04-16 | HK$640K | −43.9% |
| 1998-08-14 | HK$1.14M | −42.4% |
| 1997-07-11 | HK$1.98M | +48.9% |
| 1996-05-14 | HK$1.33M | — |