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At today's rate and a 90% mortgage, the deposit on this unit is about HK$384K, with repayments around HK$16,731/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$384K · loan HK$3.45M · min. income ≈ HK$33,462/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- A7
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-07 | HK$4.75M | +38.4% 4.8y · 8.0%/yr |
| 2016-07-27 | HK$3.43M | +101.9% 6.0y · 17.0%/yr |
| 2010-07-14 | HK$1.70M | +41.7% |
| 2008-10-20 | HK$1.20M | +34.8% |
| 2006-06-03 | HK$890K | −38.6% |
| 1998-03-05 | HK$1.45M | −30.3% |
| 1997-10-22 | HK$2.08M | — |