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At today's rate and a 90% mortgage, the deposit on this unit is about HK$369K, with repayments around HK$16,099/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$369K · loan HK$3.32M · min. income ≈ HK$32,198/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- A8
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 336 ft²
- Efficiency
- 79%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-06-13 | HK$3.72M | −11.8% 4.3y · −3.0%/yr |
| 2019-02-25 | HK$4.22M | +224.6% 4.6y · 9.0%/yr |
| 2009-11-06 | HK$1.30M | +3.2% |
| 2008-03-03 | HK$1.26M | −11.9% |
| 1997-03-20 | HK$1.43M | — |