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At today's rate and a 90% mortgage, the deposit on this unit is about HK$343K, with repayments around HK$14,974/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$343K · loan HK$3.09M · min. income ≈ HK$29,948/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A2
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-06 | HK$3.13M | −22.0% 7.0y · −3.0%/yr |
| 2017-12-05 | HK$4.02M | +33.1% 3.3y · 10.0%/yr |
| 2014-08-05 | HK$3.02M | +56.5% |
| 2012-04-12 | HK$1.93M | +56.9% |
| 2010-02-12 | HK$1.23M | −24.5% |
| 1997-06-24 | HK$1.63M | — |