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At today's rate and a 90% mortgage, the deposit on this unit is about HK$389K, with repayments around HK$16,951/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$389K · loan HK$3.50M · min. income ≈ HK$33,902/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- A3
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-29 | HK$4.90M | +13.0% 3.4y · 4.0%/yr |
| 2017-06-09 | HK$4.33M | +47.4% 4.5y · 10.0%/yr |
| 2012-12-10 | HK$2.94M | +42.7% |
| 2011-11-14 | HK$2.06M | +19.8% |
| 2010-05-04 | HK$1.72M | +45.8% |
| 2009-01-23 | HK$1.18M | +14.6% |
| 2006-08-15 | HK$1.03M | — |