▼ 0.50% · 3.625%
HK$3,478
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,587
−HK$110/mo
Today · 4.125%
HK$3,697
baseline
▲ 0.50% · 4.625%
HK$3,922
+HK$225/mo
Deposit HK$763K · loan HK$763K · min. income ≈ HK$7,394/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,870
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,974
−HK$105/mo
Today · 4.125%
HK$4,079
baseline
▲ 0.50% · 4.625%
HK$4,294
+HK$215/mo
Deposit HK$763K · loan HK$763K · min. income ≈ HK$8,158/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,826
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,945
−HK$121/mo
Today · 4.125%
HK$4,066
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$248/mo
Deposit HK$686K · loan HK$839K · min. income ≈ HK$8,132/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,257
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,371
−HK$116/mo
Today · 4.125%
HK$4,487
baseline
▲ 0.50% · 4.625%
HK$4,723
+HK$236/mo
Deposit HK$686K · loan HK$839K · min. income ≈ HK$8,974/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,174
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,304
−HK$132/mo
Today · 4.125%
HK$4,436
baseline
▲ 0.50% · 4.625%
HK$4,706
+HK$270/mo
Deposit HK$610K · loan HK$915K · min. income ≈ HK$8,872/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,644
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,768
−HK$127/mo
Today · 4.125%
HK$4,895
baseline
▲ 0.50% · 4.625%
HK$5,153
+HK$258/mo
Deposit HK$610K · loan HK$915K · min. income ≈ HK$9,790/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,522
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,663
−HK$143/mo
Today · 4.125%
HK$4,806
baseline
▲ 0.50% · 4.625%
HK$5,098
+HK$292/mo
Deposit HK$534K · loan HK$992K · min. income ≈ HK$9,612/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,031
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,166
−HK$137/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,582
+HK$279/mo
Deposit HK$534K · loan HK$992K · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,870
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,021
−HK$154/mo
Today · 4.125%
HK$5,175
baseline
▲ 0.50% · 4.625%
HK$5,490
+HK$315/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$10,350/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,418
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,563
−HK$147/mo
Today · 4.125%
HK$5,710
baseline
▲ 0.50% · 4.625%
HK$6,011
+HK$301/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$11,420/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,218
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,380
−HK$165/mo
Today · 4.125%
HK$5,545
baseline
▲ 0.50% · 4.625%
HK$5,882
+HK$337/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$11,090/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,805
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,960
−HK$158/mo
Today · 4.125%
HK$6,118
baseline
▲ 0.50% · 4.625%
HK$6,441
+HK$323/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$12,236/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,566
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,739
−HK$176/mo
Today · 4.125%
HK$5,915
baseline
▲ 0.50% · 4.625%
HK$6,274
+HK$359/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,830/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,192
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,358
−HK$168/mo
Today · 4.125%
HK$6,526
baseline
▲ 0.50% · 4.625%
HK$6,870
+HK$344/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,052/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,913
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,097
−HK$187/mo
Today · 4.125%
HK$6,284
baseline
▲ 0.50% · 4.625%
HK$6,667
+HK$383/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,568/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,579
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,755
−HK$179/mo
Today · 4.125%
HK$6,934
baseline
▲ 0.50% · 4.625%
HK$7,300
+HK$366/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,868/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,261
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,456
−HK$198/mo
Today · 4.125%
HK$6,654
baseline
▲ 0.50% · 4.625%
HK$7,059
+HK$405/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$13,308/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,966
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,152
−HK$190/mo
Today · 4.125%
HK$7,342
baseline
▲ 0.50% · 4.625%
HK$7,729
+HK$387/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$14,684/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).