▼ 0.50% · 3.625%
HK$3,428
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,535
−HK$108/mo
Today · 4.125%
HK$3,643
baseline
▲ 0.50% · 4.625%
HK$3,865
+HK$222/mo
Deposit HK$752K · loan HK$752K · min. income ≈ HK$7,286/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,814
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,916
−HK$104/mo
Today · 4.125%
HK$4,020
baseline
▲ 0.50% · 4.625%
HK$4,232
+HK$212/mo
Deposit HK$752K · loan HK$752K · min. income ≈ HK$8,040/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,771
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,888
−HK$120/mo
Today · 4.125%
HK$4,008
baseline
▲ 0.50% · 4.625%
HK$4,251
+HK$243/mo
Deposit HK$677K · loan HK$827K · min. income ≈ HK$8,016/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,195
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$114/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,655
+HK$233/mo
Deposit HK$677K · loan HK$827K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,114
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$130/mo
Today · 4.125%
HK$4,372
baseline
▲ 0.50% · 4.625%
HK$4,638
+HK$266/mo
Deposit HK$601K · loan HK$902K · min. income ≈ HK$8,744/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,577
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,699
−HK$125/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,078
+HK$254/mo
Deposit HK$601K · loan HK$902K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,595
−HK$141/mo
Today · 4.125%
HK$4,736
baseline
▲ 0.50% · 4.625%
HK$5,024
+HK$288/mo
Deposit HK$526K · loan HK$977K · min. income ≈ HK$9,472/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$135/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,501
+HK$275/mo
Deposit HK$526K · loan HK$977K · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,799
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,949
−HK$151/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,411
+HK$311/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,339
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$145/mo
Today · 4.125%
HK$5,628
baseline
▲ 0.50% · 4.625%
HK$5,925
+HK$297/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$11,256/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,142
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,302
−HK$163/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,797
+HK$332/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,721
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,874
−HK$156/mo
Today · 4.125%
HK$6,030
baseline
▲ 0.50% · 4.625%
HK$6,348
+HK$318/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$12,060/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,485
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$173/mo
Today · 4.125%
HK$5,829
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$355/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$11,658/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,102
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,266
−HK$166/mo
Today · 4.125%
HK$6,432
baseline
▲ 0.50% · 4.625%
HK$6,771
+HK$339/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$12,864/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,828
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,009
−HK$184/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,570
+HK$377/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,484
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,657
−HK$177/mo
Today · 4.125%
HK$6,834
baseline
▲ 0.50% · 4.625%
HK$7,194
+HK$360/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,668/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,171
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,363
−HK$195/mo
Today · 4.125%
HK$6,558
baseline
▲ 0.50% · 4.625%
HK$6,957
+HK$399/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,116/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,865
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,049
−HK$187/mo
Today · 4.125%
HK$7,236
baseline
▲ 0.50% · 4.625%
HK$7,617
+HK$381/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,472/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).