▼ 0.50% · 3.625%
HK$3,447
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,554
−HK$109/mo
Today · 4.125%
HK$3,663
baseline
▲ 0.50% · 4.625%
HK$3,886
+HK$223/mo
Deposit HK$756K · loan HK$756K · min. income ≈ HK$7,326/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,835
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,938
−HK$104/mo
Today · 4.125%
HK$4,042
baseline
▲ 0.50% · 4.625%
HK$4,255
+HK$213/mo
Deposit HK$756K · loan HK$756K · min. income ≈ HK$8,084/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,792
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,910
−HK$120/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,275
+HK$245/mo
Deposit HK$680K · loan HK$831K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,218
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,331
−HK$115/mo
Today · 4.125%
HK$4,446
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$235/mo
Deposit HK$680K · loan HK$831K · min. income ≈ HK$8,892/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,137
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,265
−HK$131/mo
Today · 4.125%
HK$4,396
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$267/mo
Deposit HK$605K · loan HK$907K · min. income ≈ HK$8,792/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,602
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,725
−HK$125/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,106
+HK$256/mo
Deposit HK$605K · loan HK$907K · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,481
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$141/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$290/mo
Deposit HK$529K · loan HK$983K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,985
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$136/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$277/mo
Deposit HK$529K · loan HK$983K · min. income ≈ HK$10,510/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,826
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,976
−HK$153/mo
Today · 4.125%
HK$5,129
baseline
▲ 0.50% · 4.625%
HK$5,441
+HK$312/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$10,258/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,369
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,513
−HK$146/mo
Today · 4.125%
HK$5,659
baseline
▲ 0.50% · 4.625%
HK$5,957
+HK$298/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$11,318/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,171
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,331
−HK$164/mo
Today · 4.125%
HK$5,495
baseline
▲ 0.50% · 4.625%
HK$5,829
+HK$334/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$10,990/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,752
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,907
−HK$156/mo
Today · 4.125%
HK$6,063
baseline
▲ 0.50% · 4.625%
HK$6,383
+HK$320/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$12,126/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,515
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,687
−HK$174/mo
Today · 4.125%
HK$5,861
baseline
▲ 0.50% · 4.625%
HK$6,218
+HK$357/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$11,722/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,136
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,300
−HK$167/mo
Today · 4.125%
HK$6,467
baseline
▲ 0.50% · 4.625%
HK$6,808
+HK$341/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$12,934/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,860
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,042
−HK$186/mo
Today · 4.125%
HK$6,228
baseline
▲ 0.50% · 4.625%
HK$6,606
+HK$378/mo
Deposit HK$227K · loan HK$1.28M · min. income ≈ HK$12,456/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,519
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,694
−HK$177/mo
Today · 4.125%
HK$6,871
baseline
▲ 0.50% · 4.625%
HK$7,234
+HK$363/mo
Deposit HK$227K · loan HK$1.28M · min. income ≈ HK$13,742/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,205
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,398
−HK$196/mo
Today · 4.125%
HK$6,594
baseline
▲ 0.50% · 4.625%
HK$6,995
+HK$401/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,188/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,903
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,088
−HK$188/mo
Today · 4.125%
HK$7,276
baseline
▲ 0.50% · 4.625%
HK$7,659
+HK$383/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,552/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).