▼ 0.50% · 3.625%
HK$3,460
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,568
−HK$109/mo
Today · 4.125%
HK$3,677
baseline
▲ 0.50% · 4.625%
HK$3,901
+HK$224/mo
Deposit HK$759K · loan HK$759K · min. income ≈ HK$7,354/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,850
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,953
−HK$105/mo
Today · 4.125%
HK$4,058
baseline
▲ 0.50% · 4.625%
HK$4,271
+HK$213/mo
Deposit HK$759K · loan HK$759K · min. income ≈ HK$8,116/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,806
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,925
−HK$120/mo
Today · 4.125%
HK$4,045
baseline
▲ 0.50% · 4.625%
HK$4,291
+HK$246/mo
Deposit HK$683K · loan HK$835K · min. income ≈ HK$8,090/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,235
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,348
−HK$115/mo
Today · 4.125%
HK$4,463
baseline
▲ 0.50% · 4.625%
HK$4,699
+HK$236/mo
Deposit HK$683K · loan HK$835K · min. income ≈ HK$8,926/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,152
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$131/mo
Today · 4.125%
HK$4,413
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$268/mo
Deposit HK$607K · loan HK$911K · min. income ≈ HK$8,826/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$126/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$257/mo
Deposit HK$607K · loan HK$911K · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,498
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,638
−HK$143/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,071
+HK$290/mo
Deposit HK$531K · loan HK$986K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$136/mo
Today · 4.125%
HK$5,275
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$278/mo
Deposit HK$531K · loan HK$986K · min. income ≈ HK$10,550/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,844
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,995
−HK$153/mo
Today · 4.125%
HK$5,148
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$314/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$10,296/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,389
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,534
−HK$147/mo
Today · 4.125%
HK$5,681
baseline
▲ 0.50% · 4.625%
HK$5,980
+HK$299/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$11,362/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,191
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,352
−HK$164/mo
Today · 4.125%
HK$5,516
baseline
▲ 0.50% · 4.625%
HK$5,852
+HK$336/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$11,032/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,774
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,929
−HK$157/mo
Today · 4.125%
HK$6,086
baseline
▲ 0.50% · 4.625%
HK$6,407
+HK$321/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$12,172/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,537
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,709
−HK$175/mo
Today · 4.125%
HK$5,884
baseline
▲ 0.50% · 4.625%
HK$6,242
+HK$358/mo
Deposit HK$304K · loan HK$1.21M · min. income ≈ HK$11,768/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,159
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,325
−HK$167/mo
Today · 4.125%
HK$6,492
baseline
▲ 0.50% · 4.625%
HK$6,834
+HK$342/mo
Deposit HK$304K · loan HK$1.21M · min. income ≈ HK$12,984/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,883
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,066
−HK$185/mo
Today · 4.125%
HK$6,251
baseline
▲ 0.50% · 4.625%
HK$6,632
+HK$381/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,502/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,544
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,720
−HK$178/mo
Today · 4.125%
HK$6,898
baseline
▲ 0.50% · 4.625%
HK$7,261
+HK$363/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,796/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,229
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,422
−HK$197/mo
Today · 4.125%
HK$6,619
baseline
▲ 0.50% · 4.625%
HK$7,022
+HK$403/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,238/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,929
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,115
−HK$189/mo
Today · 4.125%
HK$7,304
baseline
▲ 0.50% · 4.625%
HK$7,689
+HK$385/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,608/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).