▼ 0.50% · 3.625%
HK$3,508
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,617
−HK$111/mo
Today · 4.125%
HK$3,728
baseline
▲ 0.50% · 4.625%
HK$3,955
+HK$227/mo
Deposit HK$769K · loan HK$769K · min. income ≈ HK$7,456/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,903
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,008
−HK$106/mo
Today · 4.125%
HK$4,114
baseline
▲ 0.50% · 4.625%
HK$4,331
+HK$217/mo
Deposit HK$769K · loan HK$769K · min. income ≈ HK$8,228/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,859
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,979
−HK$122/mo
Today · 4.125%
HK$4,101
baseline
▲ 0.50% · 4.625%
HK$4,351
+HK$250/mo
Deposit HK$692K · loan HK$846K · min. income ≈ HK$8,202/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,293
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,408
−HK$117/mo
Today · 4.125%
HK$4,525
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$239/mo
Deposit HK$692K · loan HK$846K · min. income ≈ HK$9,050/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,210
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,341
−HK$133/mo
Today · 4.125%
HK$4,474
baseline
▲ 0.50% · 4.625%
HK$4,746
+HK$272/mo
Deposit HK$615K · loan HK$923K · min. income ≈ HK$8,948/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,684
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,809
−HK$128/mo
Today · 4.125%
HK$4,937
baseline
▲ 0.50% · 4.625%
HK$5,197
+HK$260/mo
Deposit HK$615K · loan HK$923K · min. income ≈ HK$9,874/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,561
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$144/mo
Today · 4.125%
HK$4,847
baseline
▲ 0.50% · 4.625%
HK$5,142
+HK$295/mo
Deposit HK$538K · loan HK$1.00M · min. income ≈ HK$9,694/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,074
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,210
−HK$138/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$282/mo
Deposit HK$538K · loan HK$1.00M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,064
−HK$156/mo
Today · 4.125%
HK$5,220
baseline
▲ 0.50% · 4.625%
HK$5,537
+HK$317/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$10,440/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,464
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$148/mo
Today · 4.125%
HK$5,759
baseline
▲ 0.50% · 4.625%
HK$6,063
+HK$304/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$11,518/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,263
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,426
−HK$167/mo
Today · 4.125%
HK$5,593
baseline
▲ 0.50% · 4.625%
HK$5,933
+HK$340/mo
Deposit HK$385K · loan HK$1.15M · min. income ≈ HK$11,186/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,854
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,011
−HK$160/mo
Today · 4.125%
HK$6,171
baseline
▲ 0.50% · 4.625%
HK$6,496
+HK$325/mo
Deposit HK$385K · loan HK$1.15M · min. income ≈ HK$12,342/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,613
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,788
−HK$177/mo
Today · 4.125%
HK$5,965
baseline
▲ 0.50% · 4.625%
HK$6,328
+HK$363/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$11,930/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,245
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,412
−HK$170/mo
Today · 4.125%
HK$6,582
baseline
▲ 0.50% · 4.625%
HK$6,929
+HK$347/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$13,164/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,964
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,150
−HK$188/mo
Today · 4.125%
HK$6,338
baseline
▲ 0.50% · 4.625%
HK$6,724
+HK$386/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,676/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,635
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,813
−HK$181/mo
Today · 4.125%
HK$6,994
baseline
▲ 0.50% · 4.625%
HK$7,362
+HK$368/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$13,988/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,315
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,511
−HK$200/mo
Today · 4.125%
HK$6,711
baseline
▲ 0.50% · 4.625%
HK$7,119
+HK$408/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$13,422/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,025
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,214
−HK$191/mo
Today · 4.125%
HK$7,405
baseline
▲ 0.50% · 4.625%
HK$7,795
+HK$390/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$14,810/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).