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At today's rate and a 90% mortgage, the deposit on this unit is about HK$152K, with repayments around HK$6,610/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$152K · loan HK$1.36M · min. income ≈ HK$13,220/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Ho Man Tin Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 155 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-08 | HK$1.88M | −15.7% 5.4y · −3.0%/yr |
| 2020-08-12 | HK$2.23M | −1.3% 16.0y · 37.0%/yr |
| 2020-05-27 | HK$2.26M | +606.2% 15.9y · 38.0%/yr |
| 2004-07-26 | HK$320K | — |