▼ 0.50% · 3.625%
HK$4,340
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,475
−HK$138/mo
Today · 4.125%
HK$4,613
baseline
▲ 0.50% · 4.625%
HK$4,893
+HK$280/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$9,226/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,829
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$132/mo
Today · 4.125%
HK$5,090
baseline
▲ 0.50% · 4.625%
HK$5,358
+HK$268/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$10,180/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,774
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$151/mo
Today · 4.125%
HK$5,074
baseline
▲ 0.50% · 4.625%
HK$5,383
+HK$309/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$10,148/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,454
−HK$145/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,894
+HK$295/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,209
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,371
−HK$164/mo
Today · 4.125%
HK$5,535
baseline
▲ 0.50% · 4.625%
HK$5,872
+HK$337/mo
Deposit HK$761K · loan HK$1.14M · min. income ≈ HK$11,070/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,794
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,950
−HK$158/mo
Today · 4.125%
HK$6,108
baseline
▲ 0.50% · 4.625%
HK$6,429
+HK$321/mo
Deposit HK$761K · loan HK$1.14M · min. income ≈ HK$12,216/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,643
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,818
−HK$178/mo
Today · 4.125%
HK$5,996
baseline
▲ 0.50% · 4.625%
HK$6,361
+HK$365/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$11,992/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,277
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,446
−HK$170/mo
Today · 4.125%
HK$6,616
baseline
▲ 0.50% · 4.625%
HK$6,965
+HK$349/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$13,232/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,077
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,266
−HK$192/mo
Today · 4.125%
HK$6,458
baseline
▲ 0.50% · 4.625%
HK$6,851
+HK$393/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$12,916/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,760
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,941
−HK$184/mo
Today · 4.125%
HK$7,125
baseline
▲ 0.50% · 4.625%
HK$7,501
+HK$376/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$14,250/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,511
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,713
−HK$206/mo
Today · 4.125%
HK$6,919
baseline
▲ 0.50% · 4.625%
HK$7,340
+HK$421/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$13,838/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,243
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,437
−HK$197/mo
Today · 4.125%
HK$7,634
baseline
▲ 0.50% · 4.625%
HK$8,037
+HK$403/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$15,268/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,945
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,161
−HK$219/mo
Today · 4.125%
HK$7,380
baseline
▲ 0.50% · 4.625%
HK$7,829
+HK$449/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$14,760/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,726
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,933
−HK$210/mo
Today · 4.125%
HK$8,143
baseline
▲ 0.50% · 4.625%
HK$8,573
+HK$430/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$16,286/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,379
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,608
−HK$233/mo
Today · 4.125%
HK$7,841
baseline
▲ 0.50% · 4.625%
HK$8,319
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,682/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,209
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,429
−HK$223/mo
Today · 4.125%
HK$8,652
baseline
▲ 0.50% · 4.625%
HK$9,108
+HK$456/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,304/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,813
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,056
−HK$247/mo
Today · 4.125%
HK$8,303
baseline
▲ 0.50% · 4.625%
HK$8,808
+HK$505/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,606/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,692
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,925
−HK$236/mo
Today · 4.125%
HK$9,161
baseline
▲ 0.50% · 4.625%
HK$9,644
+HK$483/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,322/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).