▼ 0.50% · 3.625%
HK$4,253
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,386
−HK$134/mo
Today · 4.125%
HK$4,520
baseline
▲ 0.50% · 4.625%
HK$4,795
+HK$275/mo
Deposit HK$933K · loan HK$933K · min. income ≈ HK$9,040/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$128/mo
Today · 4.125%
HK$4,987
baseline
▲ 0.50% · 4.625%
HK$5,250
+HK$263/mo
Deposit HK$933K · loan HK$933K · min. income ≈ HK$9,974/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,679
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$148/mo
Today · 4.125%
HK$4,972
baseline
▲ 0.50% · 4.625%
HK$5,275
+HK$303/mo
Deposit HK$839K · loan HK$1.03M · min. income ≈ HK$9,944/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,205
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,345
−HK$141/mo
Today · 4.125%
HK$5,486
baseline
▲ 0.50% · 4.625%
HK$5,775
+HK$289/mo
Deposit HK$839K · loan HK$1.03M · min. income ≈ HK$10,972/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$161/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$330/mo
Deposit HK$746K · loan HK$1.12M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,678
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,830
−HK$155/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,300
+HK$315/mo
Deposit HK$746K · loan HK$1.12M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,529
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,701
−HK$175/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,234
+HK$358/mo
Deposit HK$653K · loan HK$1.21M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,151
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,316
−HK$168/mo
Today · 4.125%
HK$6,484
baseline
▲ 0.50% · 4.625%
HK$6,825
+HK$341/mo
Deposit HK$653K · loan HK$1.21M · min. income ≈ HK$12,968/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,955
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$188/mo
Today · 4.125%
HK$6,328
baseline
▲ 0.50% · 4.625%
HK$6,713
+HK$385/mo
Deposit HK$560K · loan HK$1.31M · min. income ≈ HK$12,656/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,624
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,802
−HK$180/mo
Today · 4.125%
HK$6,982
baseline
▲ 0.50% · 4.625%
HK$7,350
+HK$368/mo
Deposit HK$560K · loan HK$1.31M · min. income ≈ HK$13,964/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,380
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,578
−HK$202/mo
Today · 4.125%
HK$6,780
baseline
▲ 0.50% · 4.625%
HK$7,193
+HK$413/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$13,560/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,098
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,288
−HK$193/mo
Today · 4.125%
HK$7,481
baseline
▲ 0.50% · 4.625%
HK$7,875
+HK$394/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$14,962/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,017
−HK$215/mo
Today · 4.125%
HK$7,232
baseline
▲ 0.50% · 4.625%
HK$7,672
+HK$440/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$14,464/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,571
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,774
−HK$206/mo
Today · 4.125%
HK$7,980
baseline
▲ 0.50% · 4.625%
HK$8,400
+HK$420/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$15,960/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,231
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,456
−HK$228/mo
Today · 4.125%
HK$7,684
baseline
▲ 0.50% · 4.625%
HK$8,152
+HK$468/mo
Deposit HK$280K · loan HK$1.59M · min. income ≈ HK$15,368/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,044
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,260
−HK$219/mo
Today · 4.125%
HK$8,479
baseline
▲ 0.50% · 4.625%
HK$8,926
+HK$447/mo
Deposit HK$280K · loan HK$1.59M · min. income ≈ HK$16,958/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,656
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,894
−HK$242/mo
Today · 4.125%
HK$8,136
baseline
▲ 0.50% · 4.625%
HK$8,631
+HK$495/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$16,272/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,517
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,746
−HK$231/mo
Today · 4.125%
HK$8,977
baseline
▲ 0.50% · 4.625%
HK$9,451
+HK$474/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$17,954/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).