▼ 0.50% · 3.625%
HK$3,515
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,624
−HK$111/mo
Today · 4.125%
HK$3,735
baseline
▲ 0.50% · 4.625%
HK$3,963
+HK$228/mo
Deposit HK$771K · loan HK$771K · min. income ≈ HK$7,470/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,910
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,015
−HK$107/mo
Today · 4.125%
HK$4,122
baseline
▲ 0.50% · 4.625%
HK$4,339
+HK$217/mo
Deposit HK$771K · loan HK$771K · min. income ≈ HK$8,244/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,867
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,987
−HK$122/mo
Today · 4.125%
HK$4,109
baseline
▲ 0.50% · 4.625%
HK$4,359
+HK$250/mo
Deposit HK$694K · loan HK$848K · min. income ≈ HK$8,218/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,417
−HK$117/mo
Today · 4.125%
HK$4,534
baseline
▲ 0.50% · 4.625%
HK$4,773
+HK$239/mo
Deposit HK$694K · loan HK$848K · min. income ≈ HK$9,068/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,218
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,349
−HK$134/mo
Today · 4.125%
HK$4,483
baseline
▲ 0.50% · 4.625%
HK$4,755
+HK$272/mo
Deposit HK$617K · loan HK$925K · min. income ≈ HK$8,966/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,693
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,818
−HK$128/mo
Today · 4.125%
HK$4,946
baseline
▲ 0.50% · 4.625%
HK$5,207
+HK$261/mo
Deposit HK$617K · loan HK$925K · min. income ≈ HK$9,892/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,570
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,712
−HK$144/mo
Today · 4.125%
HK$4,856
baseline
▲ 0.50% · 4.625%
HK$5,152
+HK$296/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$9,712/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$138/mo
Today · 4.125%
HK$5,358
baseline
▲ 0.50% · 4.625%
HK$5,641
+HK$283/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$10,716/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,921
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,074
−HK$156/mo
Today · 4.125%
HK$5,230
baseline
▲ 0.50% · 4.625%
HK$5,548
+HK$318/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$10,460/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$149/mo
Today · 4.125%
HK$5,770
baseline
▲ 0.50% · 4.625%
HK$6,075
+HK$305/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$11,540/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,273
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,437
−HK$166/mo
Today · 4.125%
HK$5,603
baseline
▲ 0.50% · 4.625%
HK$5,944
+HK$341/mo
Deposit HK$385K · loan HK$1.16M · min. income ≈ HK$11,206/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,866
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,023
−HK$160/mo
Today · 4.125%
HK$6,183
baseline
▲ 0.50% · 4.625%
HK$6,509
+HK$326/mo
Deposit HK$385K · loan HK$1.16M · min. income ≈ HK$12,366/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,624
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,799
−HK$178/mo
Today · 4.125%
HK$5,977
baseline
▲ 0.50% · 4.625%
HK$6,340
+HK$363/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$11,954/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,257
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,425
−HK$170/mo
Today · 4.125%
HK$6,595
baseline
▲ 0.50% · 4.625%
HK$6,942
+HK$347/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$13,190/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,976
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,161
−HK$189/mo
Today · 4.125%
HK$6,350
baseline
▲ 0.50% · 4.625%
HK$6,737
+HK$387/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,700/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,648
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,826
−HK$181/mo
Today · 4.125%
HK$7,007
baseline
▲ 0.50% · 4.625%
HK$7,376
+HK$369/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$14,014/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,327
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,524
−HK$200/mo
Today · 4.125%
HK$6,724
baseline
▲ 0.50% · 4.625%
HK$7,133
+HK$409/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,448/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,039
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,228
−HK$191/mo
Today · 4.125%
HK$7,419
baseline
▲ 0.50% · 4.625%
HK$7,810
+HK$391/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,838/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).