▼ 0.50% · 3.625%
HK$3,596
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,708
−HK$113/mo
Today · 4.125%
HK$3,821
baseline
▲ 0.50% · 4.625%
HK$4,054
+HK$233/mo
Deposit HK$789K · loan HK$789K · min. income ≈ HK$7,642/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,000
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,108
−HK$109/mo
Today · 4.125%
HK$4,217
baseline
▲ 0.50% · 4.625%
HK$4,439
+HK$222/mo
Deposit HK$789K · loan HK$789K · min. income ≈ HK$8,434/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,956
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,079
−HK$125/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$255/mo
Deposit HK$710K · loan HK$867K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$119/mo
Today · 4.125%
HK$4,638
baseline
▲ 0.50% · 4.625%
HK$4,883
+HK$245/mo
Deposit HK$710K · loan HK$867K · min. income ≈ HK$9,276/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,315
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,449
−HK$137/mo
Today · 4.125%
HK$4,586
baseline
▲ 0.50% · 4.625%
HK$4,865
+HK$279/mo
Deposit HK$631K · loan HK$946K · min. income ≈ HK$9,172/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,801
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,929
−HK$131/mo
Today · 4.125%
HK$5,060
baseline
▲ 0.50% · 4.625%
HK$5,327
+HK$267/mo
Deposit HK$631K · loan HK$946K · min. income ≈ HK$10,120/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,820
−HK$148/mo
Today · 4.125%
HK$4,968
baseline
▲ 0.50% · 4.625%
HK$5,270
+HK$302/mo
Deposit HK$552K · loan HK$1.03M · min. income ≈ HK$9,936/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,340
−HK$142/mo
Today · 4.125%
HK$5,482
baseline
▲ 0.50% · 4.625%
HK$5,771
+HK$289/mo
Deposit HK$552K · loan HK$1.03M · min. income ≈ HK$10,964/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$159/mo
Today · 4.125%
HK$5,350
baseline
▲ 0.50% · 4.625%
HK$5,676
+HK$326/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$10,700/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,601
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$152/mo
Today · 4.125%
HK$5,903
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$311/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$11,806/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,394
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,562
−HK$170/mo
Today · 4.125%
HK$5,732
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$349/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$11,464/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,001
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,162
−HK$163/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,658
+HK$333/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,754
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,933
−HK$181/mo
Today · 4.125%
HK$6,114
baseline
▲ 0.50% · 4.625%
HK$6,486
+HK$372/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$12,228/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,401
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,572
−HK$175/mo
Today · 4.125%
HK$6,747
baseline
▲ 0.50% · 4.625%
HK$7,102
+HK$355/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$13,494/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,113
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,303
−HK$194/mo
Today · 4.125%
HK$6,497
baseline
▲ 0.50% · 4.625%
HK$6,892
+HK$395/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$12,994/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,801
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,983
−HK$185/mo
Today · 4.125%
HK$7,168
baseline
▲ 0.50% · 4.625%
HK$7,546
+HK$378/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$14,336/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,473
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,674
−HK$205/mo
Today · 4.125%
HK$6,879
baseline
▲ 0.50% · 4.625%
HK$7,297
+HK$418/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,758/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,201
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,394
−HK$196/mo
Today · 4.125%
HK$7,590
baseline
▲ 0.50% · 4.625%
HK$7,990
+HK$400/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,180/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).