▼ 0.50% · 3.625%
HK$5,046
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,203
−HK$160/mo
Today · 4.125%
HK$5,363
baseline
▲ 0.50% · 4.625%
HK$5,689
+HK$326/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$10,726/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,614
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,765
−HK$152/mo
Today · 4.125%
HK$5,917
baseline
▲ 0.50% · 4.625%
HK$6,229
+HK$312/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$11,834/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,551
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$175/mo
Today · 4.125%
HK$5,899
baseline
▲ 0.50% · 4.625%
HK$6,258
+HK$359/mo
Deposit HK$996K · loan HK$1.22M · min. income ≈ HK$11,798/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,175
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,341
−HK$168/mo
Today · 4.125%
HK$6,509
baseline
▲ 0.50% · 4.625%
HK$6,852
+HK$343/mo
Deposit HK$996K · loan HK$1.22M · min. income ≈ HK$13,018/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,056
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,244
−HK$191/mo
Today · 4.125%
HK$6,435
baseline
▲ 0.50% · 4.625%
HK$6,827
+HK$392/mo
Deposit HK$885K · loan HK$1.33M · min. income ≈ HK$12,870/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,737
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,917
−HK$184/mo
Today · 4.125%
HK$7,101
baseline
▲ 0.50% · 4.625%
HK$7,475
+HK$374/mo
Deposit HK$885K · loan HK$1.33M · min. income ≈ HK$14,202/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,560
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,764
−HK$208/mo
Today · 4.125%
HK$6,972
baseline
▲ 0.50% · 4.625%
HK$7,396
+HK$424/mo
Deposit HK$775K · loan HK$1.44M · min. income ≈ HK$13,944/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,298
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,494
−HK$198/mo
Today · 4.125%
HK$7,692
baseline
▲ 0.50% · 4.625%
HK$8,098
+HK$406/mo
Deposit HK$775K · loan HK$1.44M · min. income ≈ HK$15,384/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,065
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,285
−HK$223/mo
Today · 4.125%
HK$7,508
baseline
▲ 0.50% · 4.625%
HK$7,965
+HK$457/mo
Deposit HK$664K · loan HK$1.55M · min. income ≈ HK$15,016/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,860
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,070
−HK$214/mo
Today · 4.125%
HK$8,284
baseline
▲ 0.50% · 4.625%
HK$8,721
+HK$437/mo
Deposit HK$664K · loan HK$1.55M · min. income ≈ HK$16,568/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,569
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,805
−HK$239/mo
Today · 4.125%
HK$8,044
baseline
▲ 0.50% · 4.625%
HK$8,534
+HK$490/mo
Deposit HK$553K · loan HK$1.66M · min. income ≈ HK$16,088/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,421
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,647
−HK$229/mo
Today · 4.125%
HK$8,876
baseline
▲ 0.50% · 4.625%
HK$9,344
+HK$468/mo
Deposit HK$553K · loan HK$1.66M · min. income ≈ HK$17,752/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,074
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,325
−HK$255/mo
Today · 4.125%
HK$8,580
baseline
▲ 0.50% · 4.625%
HK$9,103
+HK$523/mo
Deposit HK$443K · loan HK$1.77M · min. income ≈ HK$17,160/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,982
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,223
−HK$245/mo
Today · 4.125%
HK$9,468
baseline
▲ 0.50% · 4.625%
HK$9,967
+HK$499/mo
Deposit HK$443K · loan HK$1.77M · min. income ≈ HK$18,936/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,579
−HK$538/mo
▼ 0.25% · 3.875%
HK$8,846
−HK$271/mo
Today · 4.125%
HK$9,117
baseline
▲ 0.50% · 4.625%
HK$9,671
+HK$554/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$18,234/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,544
−HK$515/mo
▼ 0.25% · 3.875%
HK$9,800
−HK$259/mo
Today · 4.125%
HK$10,059
baseline
▲ 0.50% · 4.625%
HK$10,590
+HK$531/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$20,118/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,083
−HK$570/mo
▼ 0.25% · 3.875%
HK$9,366
−HK$287/mo
Today · 4.125%
HK$9,653
baseline
▲ 0.50% · 4.625%
HK$10,240
+HK$587/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,306/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,105
−HK$546/mo
▼ 0.25% · 3.875%
HK$10,376
−HK$275/mo
Today · 4.125%
HK$10,651
baseline
▲ 0.50% · 4.625%
HK$11,213
+HK$562/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$21,302/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).