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At today's rate and a 90% mortgage, the deposit on this unit is about HK$155K, with repayments around HK$6,745/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$13,490/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 102 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 171 Saleable ft²
- Gross Area
- 216 ft²
- Efficiency
- 79%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-11 | HK$1.68M | −28.8% 6.9y · −4.0%/yr |
| 2018-01-03 | HK$2.36M | +241.7% 9.1y · 27.0%/yr |
| 2008-12-08 | HK$690K | +38.0% |
| 2007-07-09 | HK$500K | −27.5% |
| 2005-05-25 | HK$690K | — |