▼ 0.50% · 3.625%
HK$4,480
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,620
−HK$141/mo
Today · 4.125%
HK$4,761
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$290/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$9,522/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,984
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,118
−HK$136/mo
Today · 4.125%
HK$5,254
baseline
▲ 0.50% · 4.625%
HK$5,530
+HK$276/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$10,508/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,928
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,082
−HK$155/mo
Today · 4.125%
HK$5,237
baseline
▲ 0.50% · 4.625%
HK$5,556
+HK$319/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$10,474/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,483
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,630
−HK$149/mo
Today · 4.125%
HK$5,779
baseline
▲ 0.50% · 4.625%
HK$6,084
+HK$305/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$11,558/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,376
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$169/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,061
+HK$348/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,981
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,142
−HK$162/mo
Today · 4.125%
HK$6,304
baseline
▲ 0.50% · 4.625%
HK$6,637
+HK$333/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$12,608/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,824
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,006
−HK$184/mo
Today · 4.125%
HK$6,190
baseline
▲ 0.50% · 4.625%
HK$6,566
+HK$376/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$12,380/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,480
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,653
−HK$177/mo
Today · 4.125%
HK$6,830
baseline
▲ 0.50% · 4.625%
HK$7,190
+HK$360/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$13,660/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,272
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,468
−HK$198/mo
Today · 4.125%
HK$6,666
baseline
▲ 0.50% · 4.625%
HK$7,071
+HK$405/mo
Deposit HK$589K · loan HK$1.38M · min. income ≈ HK$13,332/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,978
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,165
−HK$190/mo
Today · 4.125%
HK$7,355
baseline
▲ 0.50% · 4.625%
HK$7,743
+HK$388/mo
Deposit HK$589K · loan HK$1.38M · min. income ≈ HK$14,710/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,720
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,929
−HK$213/mo
Today · 4.125%
HK$7,142
baseline
▲ 0.50% · 4.625%
HK$7,576
+HK$434/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,284/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,476
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,677
−HK$203/mo
Today · 4.125%
HK$7,880
baseline
▲ 0.50% · 4.625%
HK$8,296
+HK$416/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,760/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,168
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,391
−HK$227/mo
Today · 4.125%
HK$7,618
baseline
▲ 0.50% · 4.625%
HK$8,082
+HK$464/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,236/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,975
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,189
−HK$217/mo
Today · 4.125%
HK$8,406
baseline
▲ 0.50% · 4.625%
HK$8,849
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,812/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,616
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,853
−HK$241/mo
Today · 4.125%
HK$8,094
baseline
▲ 0.50% · 4.625%
HK$8,587
+HK$493/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,188/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,473
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,701
−HK$230/mo
Today · 4.125%
HK$8,931
baseline
▲ 0.50% · 4.625%
HK$9,402
+HK$471/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,862/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,065
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,315
−HK$255/mo
Today · 4.125%
HK$8,570
baseline
▲ 0.50% · 4.625%
HK$9,092
+HK$522/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,140/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,972
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,212
−HK$244/mo
Today · 4.125%
HK$9,456
baseline
▲ 0.50% · 4.625%
HK$9,955
+HK$499/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,912/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).