▼ 0.50% · 3.625%
HK$4,034
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,160
−HK$127/mo
Today · 4.125%
HK$4,287
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$261/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$8,574/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,609
−HK$122/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$4,980
+HK$249/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,438
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,576
−HK$140/mo
Today · 4.125%
HK$4,716
baseline
▲ 0.50% · 4.625%
HK$5,003
+HK$287/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$9,432/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,937
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$134/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,478
+HK$274/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,841
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,992
−HK$153/mo
Today · 4.125%
HK$5,145
baseline
▲ 0.50% · 4.625%
HK$5,458
+HK$313/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$10,290/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,386
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,530
−HK$147/mo
Today · 4.125%
HK$5,677
baseline
▲ 0.50% · 4.625%
HK$5,976
+HK$299/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$11,354/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,408
−HK$166/mo
Today · 4.125%
HK$5,574
baseline
▲ 0.50% · 4.625%
HK$5,913
+HK$339/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$11,148/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,991
−HK$159/mo
Today · 4.125%
HK$6,150
baseline
▲ 0.50% · 4.625%
HK$6,474
+HK$324/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$12,300/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,648
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,824
−HK$178/mo
Today · 4.125%
HK$6,002
baseline
▲ 0.50% · 4.625%
HK$6,368
+HK$366/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$12,004/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,284
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,452
−HK$171/mo
Today · 4.125%
HK$6,623
baseline
▲ 0.50% · 4.625%
HK$6,972
+HK$349/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$13,246/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,052
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,240
−HK$191/mo
Today · 4.125%
HK$6,431
baseline
▲ 0.50% · 4.625%
HK$6,822
+HK$391/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$12,862/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,732
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,913
−HK$183/mo
Today · 4.125%
HK$7,096
baseline
▲ 0.50% · 4.625%
HK$7,470
+HK$374/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$14,192/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,455
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,656
−HK$204/mo
Today · 4.125%
HK$6,860
baseline
▲ 0.50% · 4.625%
HK$7,277
+HK$417/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$13,720/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,181
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,374
−HK$195/mo
Today · 4.125%
HK$7,569
baseline
▲ 0.50% · 4.625%
HK$7,968
+HK$399/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$15,138/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,859
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,072
−HK$217/mo
Today · 4.125%
HK$7,289
baseline
▲ 0.50% · 4.625%
HK$7,732
+HK$443/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,578/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,630
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,835
−HK$207/mo
Today · 4.125%
HK$8,042
baseline
▲ 0.50% · 4.625%
HK$8,466
+HK$424/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,084/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,262
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,488
−HK$229/mo
Today · 4.125%
HK$7,717
baseline
▲ 0.50% · 4.625%
HK$8,187
+HK$470/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,434/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,079
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,296
−HK$219/mo
Today · 4.125%
HK$8,515
baseline
▲ 0.50% · 4.625%
HK$8,964
+HK$449/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,030/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).