▼ 0.50% · 3.625%
HK$3,972
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,095
−HK$126/mo
Today · 4.125%
HK$4,221
baseline
▲ 0.50% · 4.625%
HK$4,478
+HK$257/mo
Deposit HK$871K · loan HK$871K · min. income ≈ HK$8,442/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,418
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$120/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$246/mo
Deposit HK$871K · loan HK$871K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,505
−HK$138/mo
Today · 4.125%
HK$4,643
baseline
▲ 0.50% · 4.625%
HK$4,925
+HK$282/mo
Deposit HK$784K · loan HK$958K · min. income ≈ HK$9,286/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,860
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,991
−HK$132/mo
Today · 4.125%
HK$5,123
baseline
▲ 0.50% · 4.625%
HK$5,393
+HK$270/mo
Deposit HK$784K · loan HK$958K · min. income ≈ HK$10,246/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$151/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,373
+HK$308/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,444
−HK$145/mo
Today · 4.125%
HK$5,589
baseline
▲ 0.50% · 4.625%
HK$5,883
+HK$294/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$11,178/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,163
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,324
−HK$163/mo
Today · 4.125%
HK$5,487
baseline
▲ 0.50% · 4.625%
HK$5,821
+HK$334/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$10,974/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,744
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,898
−HK$156/mo
Today · 4.125%
HK$6,054
baseline
▲ 0.50% · 4.625%
HK$6,373
+HK$319/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$12,108/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,560
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,733
−HK$176/mo
Today · 4.125%
HK$5,909
baseline
▲ 0.50% · 4.625%
HK$6,269
+HK$360/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$11,818/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,186
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,352
−HK$168/mo
Today · 4.125%
HK$6,520
baseline
▲ 0.50% · 4.625%
HK$6,864
+HK$344/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$13,040/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,957
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,143
−HK$188/mo
Today · 4.125%
HK$6,331
baseline
▲ 0.50% · 4.625%
HK$6,716
+HK$385/mo
Deposit HK$435K · loan HK$1.31M · min. income ≈ HK$12,662/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,628
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,805
−HK$181/mo
Today · 4.125%
HK$6,986
baseline
▲ 0.50% · 4.625%
HK$7,354
+HK$368/mo
Deposit HK$435K · loan HK$1.31M · min. income ≈ HK$13,972/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,355
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,552
−HK$201/mo
Today · 4.125%
HK$6,753
baseline
▲ 0.50% · 4.625%
HK$7,164
+HK$411/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$13,506/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,070
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,259
−HK$192/mo
Today · 4.125%
HK$7,451
baseline
▲ 0.50% · 4.625%
HK$7,844
+HK$393/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$14,902/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,752
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,962
−HK$213/mo
Today · 4.125%
HK$7,175
baseline
▲ 0.50% · 4.625%
HK$7,612
+HK$437/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,350/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,511
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,713
−HK$204/mo
Today · 4.125%
HK$7,917
baseline
▲ 0.50% · 4.625%
HK$8,334
+HK$417/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,834/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,149
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,371
−HK$226/mo
Today · 4.125%
HK$7,597
baseline
▲ 0.50% · 4.625%
HK$8,060
+HK$463/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,194/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,953
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,166
−HK$217/mo
Today · 4.125%
HK$8,383
baseline
▲ 0.50% · 4.625%
HK$8,825
+HK$442/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,766/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).