▼ 0.50% · 3.625%
HK$4,115
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$130/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,639
+HK$266/mo
Deposit HK$902K · loan HK$902K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$124/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,080
+HK$255/mo
Deposit HK$902K · loan HK$902K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$143/mo
Today · 4.125%
HK$4,811
baseline
▲ 0.50% · 4.625%
HK$5,103
+HK$292/mo
Deposit HK$812K · loan HK$993K · min. income ≈ HK$9,622/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$137/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,588
+HK$280/mo
Deposit HK$812K · loan HK$993K · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,938
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,092
−HK$156/mo
Today · 4.125%
HK$5,248
baseline
▲ 0.50% · 4.625%
HK$5,567
+HK$319/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$10,496/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,641
−HK$150/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,096
+HK$305/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,350
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,516
−HK$169/mo
Today · 4.125%
HK$5,685
baseline
▲ 0.50% · 4.625%
HK$6,031
+HK$346/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$11,370/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,111
−HK$162/mo
Today · 4.125%
HK$6,273
baseline
▲ 0.50% · 4.625%
HK$6,604
+HK$331/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$12,546/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,761
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,940
−HK$183/mo
Today · 4.125%
HK$6,123
baseline
▲ 0.50% · 4.625%
HK$6,495
+HK$372/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$12,246/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,409
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,581
−HK$175/mo
Today · 4.125%
HK$6,756
baseline
▲ 0.50% · 4.625%
HK$7,112
+HK$356/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$13,512/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,173
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,365
−HK$195/mo
Today · 4.125%
HK$6,560
baseline
▲ 0.50% · 4.625%
HK$6,959
+HK$399/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$13,120/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,867
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,051
−HK$187/mo
Today · 4.125%
HK$7,238
baseline
▲ 0.50% · 4.625%
HK$7,620
+HK$382/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$14,476/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,584
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,789
−HK$208/mo
Today · 4.125%
HK$6,997
baseline
▲ 0.50% · 4.625%
HK$7,423
+HK$426/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$13,994/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,325
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,521
−HK$200/mo
Today · 4.125%
HK$7,721
baseline
▲ 0.50% · 4.625%
HK$8,128
+HK$407/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$15,442/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,996
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,213
−HK$222/mo
Today · 4.125%
HK$7,435
baseline
▲ 0.50% · 4.625%
HK$7,887
+HK$452/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$14,870/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,783
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,991
−HK$212/mo
Today · 4.125%
HK$8,203
baseline
▲ 0.50% · 4.625%
HK$8,636
+HK$433/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$16,406/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,407
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,638
−HK$234/mo
Today · 4.125%
HK$7,872
baseline
▲ 0.50% · 4.625%
HK$8,351
+HK$479/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,744/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,241
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,462
−HK$224/mo
Today · 4.125%
HK$8,686
baseline
▲ 0.50% · 4.625%
HK$9,144
+HK$458/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,372/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).