▼ 0.50% · 3.625%
HK$4,003
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,127
−HK$127/mo
Today · 4.125%
HK$4,254
baseline
▲ 0.50% · 4.625%
HK$4,512
+HK$258/mo
Deposit HK$878K · loan HK$878K · min. income ≈ HK$8,508/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,453
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,572
−HK$122/mo
Today · 4.125%
HK$4,694
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$247/mo
Deposit HK$878K · loan HK$878K · min. income ≈ HK$9,388/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$139/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$285/mo
Deposit HK$790K · loan HK$965K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$133/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$272/mo
Deposit HK$790K · loan HK$965K · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,803
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,953
−HK$151/mo
Today · 4.125%
HK$5,104
baseline
▲ 0.50% · 4.625%
HK$5,415
+HK$311/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$10,208/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,344
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$145/mo
Today · 4.125%
HK$5,632
baseline
▲ 0.50% · 4.625%
HK$5,929
+HK$297/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$11,264/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,203
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,365
−HK$165/mo
Today · 4.125%
HK$5,530
baseline
▲ 0.50% · 4.625%
HK$5,866
+HK$336/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$11,060/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,789
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,944
−HK$158/mo
Today · 4.125%
HK$6,102
baseline
▲ 0.50% · 4.625%
HK$6,423
+HK$321/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$12,204/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,778
−HK$177/mo
Today · 4.125%
HK$5,955
baseline
▲ 0.50% · 4.625%
HK$6,317
+HK$362/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$11,910/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,234
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,401
−HK$170/mo
Today · 4.125%
HK$6,571
baseline
▲ 0.50% · 4.625%
HK$6,917
+HK$346/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$13,142/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,004
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,191
−HK$190/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,769
+HK$388/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,679
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,859
−HK$181/mo
Today · 4.125%
HK$7,040
baseline
▲ 0.50% · 4.625%
HK$7,411
+HK$371/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$14,080/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,404
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,603
−HK$203/mo
Today · 4.125%
HK$6,806
baseline
▲ 0.50% · 4.625%
HK$7,220
+HK$414/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$13,612/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,316
−HK$194/mo
Today · 4.125%
HK$7,510
baseline
▲ 0.50% · 4.625%
HK$7,905
+HK$395/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$15,020/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,016
−HK$215/mo
Today · 4.125%
HK$7,231
baseline
▲ 0.50% · 4.625%
HK$7,671
+HK$440/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,462/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,570
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,773
−HK$206/mo
Today · 4.125%
HK$7,979
baseline
▲ 0.50% · 4.625%
HK$8,400
+HK$421/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,958/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,205
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,429
−HK$228/mo
Today · 4.125%
HK$7,657
baseline
▲ 0.50% · 4.625%
HK$8,122
+HK$465/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,314/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,015
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,230
−HK$218/mo
Today · 4.125%
HK$8,448
baseline
▲ 0.50% · 4.625%
HK$8,894
+HK$446/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,896/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).