▼ 0.50% · 3.625%
HK$4,087
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,214
−HK$129/mo
Today · 4.125%
HK$4,343
baseline
▲ 0.50% · 4.625%
HK$4,607
+HK$264/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$8,686/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$124/mo
Today · 4.125%
HK$4,792
baseline
▲ 0.50% · 4.625%
HK$5,045
+HK$253/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$9,584/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,495
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,635
−HK$142/mo
Today · 4.125%
HK$4,777
baseline
▲ 0.50% · 4.625%
HK$5,068
+HK$291/mo
Deposit HK$806K · loan HK$986K · min. income ≈ HK$9,554/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,001
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,135
−HK$136/mo
Today · 4.125%
HK$5,271
baseline
▲ 0.50% · 4.625%
HK$5,549
+HK$278/mo
Deposit HK$806K · loan HK$986K · min. income ≈ HK$10,542/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$155/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$317/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,602
−HK$148/mo
Today · 4.125%
HK$5,750
baseline
▲ 0.50% · 4.625%
HK$6,053
+HK$303/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$11,500/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,313
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$168/mo
Today · 4.125%
HK$5,646
baseline
▲ 0.50% · 4.625%
HK$5,989
+HK$343/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$11,292/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,910
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,069
−HK$161/mo
Today · 4.125%
HK$6,230
baseline
▲ 0.50% · 4.625%
HK$6,558
+HK$328/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$12,460/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,721
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,899
−HK$181/mo
Today · 4.125%
HK$6,080
baseline
▲ 0.50% · 4.625%
HK$6,450
+HK$370/mo
Deposit HK$538K · loan HK$1.25M · min. income ≈ HK$12,160/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,365
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,536
−HK$173/mo
Today · 4.125%
HK$6,709
baseline
▲ 0.50% · 4.625%
HK$7,062
+HK$353/mo
Deposit HK$538K · loan HK$1.25M · min. income ≈ HK$13,418/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,130
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,321
−HK$193/mo
Today · 4.125%
HK$6,514
baseline
▲ 0.50% · 4.625%
HK$6,911
+HK$397/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$13,028/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,820
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,002
−HK$186/mo
Today · 4.125%
HK$7,188
baseline
▲ 0.50% · 4.625%
HK$7,567
+HK$379/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$14,376/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,539
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,742
−HK$207/mo
Today · 4.125%
HK$6,949
baseline
▲ 0.50% · 4.625%
HK$7,371
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,898/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,274
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,469
−HK$198/mo
Today · 4.125%
HK$7,667
baseline
▲ 0.50% · 4.625%
HK$8,071
+HK$404/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,334/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,947
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,163
−HK$220/mo
Today · 4.125%
HK$7,383
baseline
▲ 0.50% · 4.625%
HK$7,832
+HK$449/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,766/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,729
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,936
−HK$210/mo
Today · 4.125%
HK$8,146
baseline
▲ 0.50% · 4.625%
HK$8,576
+HK$430/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,292/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,356
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,585
−HK$232/mo
Today · 4.125%
HK$7,817
baseline
▲ 0.50% · 4.625%
HK$8,293
+HK$476/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,634/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,183
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,403
−HK$223/mo
Today · 4.125%
HK$8,626
baseline
▲ 0.50% · 4.625%
HK$9,080
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,252/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).