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At today's rate and a 90% mortgage, the deposit on this unit is about HK$211K, with repayments around HK$9,192/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$18,384/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- L
- Saleable Area
- 226 Saleable ft²
- Gross Area
- 267 ft²
- Efficiency
- 85%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-17 | HK$1.83M | −23.1% 7.2y · −3.0%/yr |
| 2017-12-01 | HK$2.38M | +167.4% 7.2y · 23.0%/yr |
| 2010-09-28 | HK$890K | +45.9% |
| 2008-09-09 | HK$610K | +35.6% |
| 2006-06-17 | HK$450K | +25.0% |
| 2005-12-01 | HK$360K | — |