▼ 0.50% · 3.625%
HK$4,443
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,581
−HK$141/mo
Today · 4.125%
HK$4,722
baseline
▲ 0.50% · 4.625%
HK$5,009
+HK$287/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$9,444/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,943
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,076
−HK$134/mo
Today · 4.125%
HK$5,210
baseline
▲ 0.50% · 4.625%
HK$5,485
+HK$275/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$10,420/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,888
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,040
−HK$154/mo
Today · 4.125%
HK$5,194
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$316/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$10,388/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,437
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,583
−HK$148/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,033
+HK$302/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,332
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,498
−HK$168/mo
Today · 4.125%
HK$5,666
baseline
▲ 0.50% · 4.625%
HK$6,011
+HK$345/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$11,332/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,932
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,091
−HK$161/mo
Today · 4.125%
HK$6,252
baseline
▲ 0.50% · 4.625%
HK$6,582
+HK$330/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$12,504/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,776
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$182/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,512
+HK$374/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,426
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,598
−HK$175/mo
Today · 4.125%
HK$6,773
baseline
▲ 0.50% · 4.625%
HK$7,130
+HK$357/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$13,546/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,221
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,414
−HK$197/mo
Today · 4.125%
HK$6,611
baseline
▲ 0.50% · 4.625%
HK$7,013
+HK$402/mo
Deposit HK$585K · loan HK$1.36M · min. income ≈ HK$13,222/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,920
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,106
−HK$188/mo
Today · 4.125%
HK$7,294
baseline
▲ 0.50% · 4.625%
HK$7,679
+HK$385/mo
Deposit HK$585K · loan HK$1.36M · min. income ≈ HK$14,588/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,665
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,872
−HK$211/mo
Today · 4.125%
HK$7,083
baseline
▲ 0.50% · 4.625%
HK$7,514
+HK$431/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,166/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,415
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,614
−HK$201/mo
Today · 4.125%
HK$7,815
baseline
▲ 0.50% · 4.625%
HK$8,227
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,630/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,109
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,330
−HK$225/mo
Today · 4.125%
HK$7,555
baseline
▲ 0.50% · 4.625%
HK$8,015
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,110/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,909
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,121
−HK$215/mo
Today · 4.125%
HK$8,336
baseline
▲ 0.50% · 4.625%
HK$8,776
+HK$440/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,672/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,554
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,789
−HK$238/mo
Today · 4.125%
HK$8,027
baseline
▲ 0.50% · 4.625%
HK$8,516
+HK$489/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$16,054/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,403
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,629
−HK$228/mo
Today · 4.125%
HK$8,857
baseline
▲ 0.50% · 4.625%
HK$9,324
+HK$467/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$17,714/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,998
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,247
−HK$252/mo
Today · 4.125%
HK$8,499
baseline
▲ 0.50% · 4.625%
HK$9,017
+HK$518/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,998/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,898
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,136
−HK$242/mo
Today · 4.125%
HK$9,378
baseline
▲ 0.50% · 4.625%
HK$9,873
+HK$495/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,756/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).