▼ 0.50% · 3.625%
HK$5,030
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$159/mo
Today · 4.125%
HK$5,345
baseline
▲ 0.50% · 4.625%
HK$5,670
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,690/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,595
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$153/mo
Today · 4.125%
HK$5,898
baseline
▲ 0.50% · 4.625%
HK$6,209
+HK$311/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,796/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,533
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$175/mo
Today · 4.125%
HK$5,880
baseline
▲ 0.50% · 4.625%
HK$6,237
+HK$357/mo
Deposit HK$993K · loan HK$1.21M · min. income ≈ HK$11,760/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,155
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,320
−HK$167/mo
Today · 4.125%
HK$6,487
baseline
▲ 0.50% · 4.625%
HK$6,829
+HK$342/mo
Deposit HK$993K · loan HK$1.21M · min. income ≈ HK$12,974/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$191/mo
Today · 4.125%
HK$6,414
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$390/mo
Deposit HK$882K · loan HK$1.32M · min. income ≈ HK$12,828/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$182/mo
Today · 4.125%
HK$7,077
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$373/mo
Deposit HK$882K · loan HK$1.32M · min. income ≈ HK$14,154/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,538
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,742
−HK$207/mo
Today · 4.125%
HK$6,949
baseline
▲ 0.50% · 4.625%
HK$7,371
+HK$422/mo
Deposit HK$772K · loan HK$1.43M · min. income ≈ HK$13,898/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,274
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,469
−HK$198/mo
Today · 4.125%
HK$7,667
baseline
▲ 0.50% · 4.625%
HK$8,071
+HK$404/mo
Deposit HK$772K · loan HK$1.43M · min. income ≈ HK$15,334/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,041
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,260
−HK$223/mo
Today · 4.125%
HK$7,483
baseline
▲ 0.50% · 4.625%
HK$7,938
+HK$455/mo
Deposit HK$662K · loan HK$1.54M · min. income ≈ HK$14,966/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,834
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,044
−HK$213/mo
Today · 4.125%
HK$8,257
baseline
▲ 0.50% · 4.625%
HK$8,692
+HK$435/mo
Deposit HK$662K · loan HK$1.54M · min. income ≈ HK$16,514/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,544
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,779
−HK$239/mo
Today · 4.125%
HK$8,018
baseline
▲ 0.50% · 4.625%
HK$8,505
+HK$487/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$16,036/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,393
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,618
−HK$229/mo
Today · 4.125%
HK$8,847
baseline
▲ 0.50% · 4.625%
HK$9,313
+HK$466/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$17,694/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,047
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,298
−HK$254/mo
Today · 4.125%
HK$8,552
baseline
▲ 0.50% · 4.625%
HK$9,072
+HK$520/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$17,104/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,953
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,193
−HK$243/mo
Today · 4.125%
HK$9,436
baseline
▲ 0.50% · 4.625%
HK$9,934
+HK$498/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$18,872/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,550
−HK$537/mo
▼ 0.25% · 3.875%
HK$8,816
−HK$271/mo
Today · 4.125%
HK$9,087
baseline
▲ 0.50% · 4.625%
HK$9,639
+HK$552/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$18,174/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,512
−HK$514/mo
▼ 0.25% · 3.875%
HK$9,767
−HK$259/mo
Today · 4.125%
HK$10,026
baseline
▲ 0.50% · 4.625%
HK$10,555
+HK$529/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$20,052/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,053
−HK$568/mo
▼ 0.25% · 3.875%
HK$9,335
−HK$286/mo
Today · 4.125%
HK$9,621
baseline
▲ 0.50% · 4.625%
HK$10,206
+HK$585/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,242/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,072
−HK$544/mo
▼ 0.25% · 3.875%
HK$10,342
−HK$274/mo
Today · 4.125%
HK$10,616
baseline
▲ 0.50% · 4.625%
HK$11,175
+HK$559/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$21,232/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).