▼ 0.50% · 3.625%
HK$5,028
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$159/mo
Today · 4.125%
HK$5,344
baseline
▲ 0.50% · 4.625%
HK$5,669
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,688/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,594
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,744
−HK$152/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$311/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,703
−HK$175/mo
Today · 4.125%
HK$5,878
baseline
▲ 0.50% · 4.625%
HK$6,236
+HK$358/mo
Deposit HK$992K · loan HK$1.21M · min. income ≈ HK$11,756/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,154
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,319
−HK$167/mo
Today · 4.125%
HK$6,486
baseline
▲ 0.50% · 4.625%
HK$6,828
+HK$342/mo
Deposit HK$992K · loan HK$1.21M · min. income ≈ HK$12,972/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,034
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,222
−HK$191/mo
Today · 4.125%
HK$6,413
baseline
▲ 0.50% · 4.625%
HK$6,803
+HK$390/mo
Deposit HK$882K · loan HK$1.32M · min. income ≈ HK$12,826/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,713
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,893
−HK$183/mo
Today · 4.125%
HK$7,076
baseline
▲ 0.50% · 4.625%
HK$7,449
+HK$373/mo
Deposit HK$882K · loan HK$1.32M · min. income ≈ HK$14,152/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,537
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,740
−HK$207/mo
Today · 4.125%
HK$6,947
baseline
▲ 0.50% · 4.625%
HK$7,370
+HK$423/mo
Deposit HK$772K · loan HK$1.43M · min. income ≈ HK$13,894/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,272
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,467
−HK$198/mo
Today · 4.125%
HK$7,665
baseline
▲ 0.50% · 4.625%
HK$8,069
+HK$404/mo
Deposit HK$772K · loan HK$1.43M · min. income ≈ HK$15,330/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,040
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,259
−HK$222/mo
Today · 4.125%
HK$7,481
baseline
▲ 0.50% · 4.625%
HK$7,937
+HK$456/mo
Deposit HK$662K · loan HK$1.54M · min. income ≈ HK$14,962/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,832
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,042
−HK$213/mo
Today · 4.125%
HK$8,255
baseline
▲ 0.50% · 4.625%
HK$8,690
+HK$435/mo
Deposit HK$662K · loan HK$1.54M · min. income ≈ HK$16,510/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,543
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,777
−HK$239/mo
Today · 4.125%
HK$8,016
baseline
▲ 0.50% · 4.625%
HK$8,503
+HK$487/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$16,032/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,391
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,616
−HK$229/mo
Today · 4.125%
HK$8,845
baseline
▲ 0.50% · 4.625%
HK$9,311
+HK$466/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$17,690/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,046
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,296
−HK$254/mo
Today · 4.125%
HK$8,550
baseline
▲ 0.50% · 4.625%
HK$9,070
+HK$520/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$17,100/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,951
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,191
−HK$243/mo
Today · 4.125%
HK$9,434
baseline
▲ 0.50% · 4.625%
HK$9,931
+HK$497/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$18,868/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,548
−HK$536/mo
▼ 0.25% · 3.875%
HK$8,814
−HK$270/mo
Today · 4.125%
HK$9,084
baseline
▲ 0.50% · 4.625%
HK$9,637
+HK$553/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$18,168/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,510
−HK$514/mo
▼ 0.25% · 3.875%
HK$9,765
−HK$259/mo
Today · 4.125%
HK$10,024
baseline
▲ 0.50% · 4.625%
HK$10,552
+HK$528/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$20,048/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,051
−HK$568/mo
▼ 0.25% · 3.875%
HK$9,333
−HK$286/mo
Today · 4.125%
HK$9,619
baseline
▲ 0.50% · 4.625%
HK$10,204
+HK$585/mo
Deposit HK$221K · loan HK$1.98M · min. income ≈ HK$19,238/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,069
−HK$544/mo
▼ 0.25% · 3.875%
HK$10,339
−HK$274/mo
Today · 4.125%
HK$10,613
baseline
▲ 0.50% · 4.625%
HK$11,173
+HK$560/mo
Deposit HK$221K · loan HK$1.98M · min. income ≈ HK$21,226/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).