▼ 0.50% · 3.625%
HK$4,578
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$145/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,093
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,230
−HK$138/mo
Today · 4.125%
HK$5,368
baseline
▲ 0.50% · 4.625%
HK$5,651
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,736/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,192
−HK$160/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,677
+HK$325/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,602
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,753
−HK$152/mo
Today · 4.125%
HK$5,905
baseline
▲ 0.50% · 4.625%
HK$6,216
+HK$311/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$11,810/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,664
−HK$174/mo
Today · 4.125%
HK$5,838
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$355/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$11,676/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,112
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,275
−HK$167/mo
Today · 4.125%
HK$6,442
baseline
▲ 0.50% · 4.625%
HK$6,781
+HK$339/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$12,884/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,951
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,137
−HK$188/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,709
+HK$384/mo
Deposit HK$703K · loan HK$1.30M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,621
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,798
−HK$181/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,346
+HK$367/mo
Deposit HK$703K · loan HK$1.30M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,409
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,609
−HK$202/mo
Today · 4.125%
HK$6,811
baseline
▲ 0.50% · 4.625%
HK$7,226
+HK$415/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$13,622/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,130
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,321
−HK$194/mo
Today · 4.125%
HK$7,515
baseline
▲ 0.50% · 4.625%
HK$7,912
+HK$397/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$15,030/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,867
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,081
−HK$217/mo
Today · 4.125%
HK$7,298
baseline
▲ 0.50% · 4.625%
HK$7,742
+HK$444/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,596/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,639
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,844
−HK$208/mo
Today · 4.125%
HK$8,052
baseline
▲ 0.50% · 4.625%
HK$8,477
+HK$425/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,104/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,325
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,553
−HK$231/mo
Today · 4.125%
HK$7,784
baseline
▲ 0.50% · 4.625%
HK$8,258
+HK$474/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$15,568/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,149
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,367
−HK$222/mo
Today · 4.125%
HK$8,589
baseline
▲ 0.50% · 4.625%
HK$9,042
+HK$453/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$17,178/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,783
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,025
−HK$246/mo
Today · 4.125%
HK$8,271
baseline
▲ 0.50% · 4.625%
HK$8,774
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,542/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,658
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,890
−HK$236/mo
Today · 4.125%
HK$9,126
baseline
▲ 0.50% · 4.625%
HK$9,607
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,252/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,240
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,497
−HK$260/mo
Today · 4.125%
HK$8,757
baseline
▲ 0.50% · 4.625%
HK$9,290
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,514/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,167
−HK$496/mo
▼ 0.25% · 3.875%
HK$9,413
−HK$250/mo
Today · 4.125%
HK$9,663
baseline
▲ 0.50% · 4.625%
HK$10,172
+HK$509/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,326/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).