▼ 0.50% · 3.625%
HK$5,623
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,798
−HK$178/mo
Today · 4.125%
HK$5,976
baseline
▲ 0.50% · 4.625%
HK$6,339
+HK$363/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,952/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,256
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,423
−HK$171/mo
Today · 4.125%
HK$6,594
baseline
▲ 0.50% · 4.625%
HK$6,941
+HK$347/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,188/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,185
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,378
−HK$195/mo
Today · 4.125%
HK$6,573
baseline
▲ 0.50% · 4.625%
HK$6,973
+HK$400/mo
Deposit HK$1.11M · loan HK$1.36M · min. income ≈ HK$13,146/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,881
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,066
−HK$187/mo
Today · 4.125%
HK$7,253
baseline
▲ 0.50% · 4.625%
HK$7,635
+HK$382/mo
Deposit HK$1.11M · loan HK$1.36M · min. income ≈ HK$14,506/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,748
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,958
−HK$213/mo
Today · 4.125%
HK$7,171
baseline
▲ 0.50% · 4.625%
HK$7,607
+HK$436/mo
Deposit HK$986K · loan HK$1.48M · min. income ≈ HK$14,342/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,507
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,708
−HK$204/mo
Today · 4.125%
HK$7,912
baseline
▲ 0.50% · 4.625%
HK$8,329
+HK$417/mo
Deposit HK$986K · loan HK$1.48M · min. income ≈ HK$15,824/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,310
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,537
−HK$231/mo
Today · 4.125%
HK$7,768
baseline
▲ 0.50% · 4.625%
HK$8,241
+HK$473/mo
Deposit HK$863K · loan HK$1.60M · min. income ≈ HK$15,536/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,132
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,350
−HK$222/mo
Today · 4.125%
HK$8,572
baseline
▲ 0.50% · 4.625%
HK$9,024
+HK$452/mo
Deposit HK$863K · loan HK$1.60M · min. income ≈ HK$17,144/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,872
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,117
−HK$249/mo
Today · 4.125%
HK$8,366
baseline
▲ 0.50% · 4.625%
HK$8,875
+HK$509/mo
Deposit HK$740K · loan HK$1.73M · min. income ≈ HK$16,732/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,758
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,993
−HK$238/mo
Today · 4.125%
HK$9,231
baseline
▲ 0.50% · 4.625%
HK$9,718
+HK$487/mo
Deposit HK$740K · loan HK$1.73M · min. income ≈ HK$18,462/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,435
−HK$529/mo
▼ 0.25% · 3.875%
HK$8,697
−HK$267/mo
Today · 4.125%
HK$8,964
baseline
▲ 0.50% · 4.625%
HK$9,509
+HK$545/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$17,928/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,383
−HK$507/mo
▼ 0.25% · 3.875%
HK$9,635
−HK$255/mo
Today · 4.125%
HK$9,890
baseline
▲ 0.50% · 4.625%
HK$10,412
+HK$522/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$19,780/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,997
−HK$564/mo
▼ 0.25% · 3.875%
HK$9,277
−HK$284/mo
Today · 4.125%
HK$9,561
baseline
▲ 0.50% · 4.625%
HK$10,143
+HK$582/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$19,122/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,009
−HK$541/mo
▼ 0.25% · 3.875%
HK$10,277
−HK$273/mo
Today · 4.125%
HK$10,550
baseline
▲ 0.50% · 4.625%
HK$11,106
+HK$556/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$21,100/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,559
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,857
−HK$302/mo
Today · 4.125%
HK$10,159
baseline
▲ 0.50% · 4.625%
HK$10,777
+HK$618/mo
Deposit HK$370K · loan HK$2.10M · min. income ≈ HK$20,318/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,635
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,920
−HK$289/mo
Today · 4.125%
HK$11,209
baseline
▲ 0.50% · 4.625%
HK$11,800
+HK$591/mo
Deposit HK$370K · loan HK$2.10M · min. income ≈ HK$22,418/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,122
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,436
−HK$320/mo
Today · 4.125%
HK$10,756
baseline
▲ 0.50% · 4.625%
HK$11,411
+HK$655/mo
Deposit HK$247K · loan HK$2.22M · min. income ≈ HK$21,512/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,260
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,562
−HK$306/mo
Today · 4.125%
HK$11,868
baseline
▲ 0.50% · 4.625%
HK$12,494
+HK$626/mo
Deposit HK$247K · loan HK$2.22M · min. income ≈ HK$23,736/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).