▼ 0.50% · 3.625%
HK$4,414
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$139/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,977
+HK$286/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,911
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,043
−HK$133/mo
Today · 4.125%
HK$5,176
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$273/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$10,352/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,856
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,007
−HK$153/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,474
+HK$314/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,402
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,547
−HK$147/mo
Today · 4.125%
HK$5,694
baseline
▲ 0.50% · 4.625%
HK$5,994
+HK$300/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$11,388/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$167/mo
Today · 4.125%
HK$5,629
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$343/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$11,258/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,893
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,051
−HK$160/mo
Today · 4.125%
HK$6,211
baseline
▲ 0.50% · 4.625%
HK$6,539
+HK$328/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$12,422/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,739
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,917
−HK$181/mo
Today · 4.125%
HK$6,098
baseline
▲ 0.50% · 4.625%
HK$6,469
+HK$371/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$12,196/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,384
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,555
−HK$174/mo
Today · 4.125%
HK$6,729
baseline
▲ 0.50% · 4.625%
HK$7,084
+HK$355/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$13,458/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,180
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,372
−HK$195/mo
Today · 4.125%
HK$6,567
baseline
▲ 0.50% · 4.625%
HK$6,967
+HK$400/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$13,134/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,875
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,060
−HK$187/mo
Today · 4.125%
HK$7,247
baseline
▲ 0.50% · 4.625%
HK$7,629
+HK$382/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$14,494/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,621
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,827
−HK$210/mo
Today · 4.125%
HK$7,037
baseline
▲ 0.50% · 4.625%
HK$7,465
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,074/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,366
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,564
−HK$200/mo
Today · 4.125%
HK$7,764
baseline
▲ 0.50% · 4.625%
HK$8,173
+HK$409/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,528/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,063
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,282
−HK$224/mo
Today · 4.125%
HK$7,506
baseline
▲ 0.50% · 4.625%
HK$7,962
+HK$456/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,012/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,857
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,068
−HK$214/mo
Today · 4.125%
HK$8,282
baseline
▲ 0.50% · 4.625%
HK$8,718
+HK$436/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,564/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,504
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,738
−HK$237/mo
Today · 4.125%
HK$7,975
baseline
▲ 0.50% · 4.625%
HK$8,460
+HK$485/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$15,950/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,348
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,572
−HK$227/mo
Today · 4.125%
HK$8,799
baseline
▲ 0.50% · 4.625%
HK$9,263
+HK$464/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$17,598/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,946
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,193
−HK$251/mo
Today · 4.125%
HK$8,444
baseline
▲ 0.50% · 4.625%
HK$8,958
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,888/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,839
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,077
−HK$240/mo
Today · 4.125%
HK$9,317
baseline
▲ 0.50% · 4.625%
HK$9,808
+HK$491/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,634/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).