▼ 0.50% · 3.625%
HK$4,383
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$139/mo
Today · 4.125%
HK$4,658
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$283/mo
Deposit HK$961K · loan HK$961K · min. income ≈ HK$9,316/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,007
−HK$132/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,410
+HK$271/mo
Deposit HK$961K · loan HK$961K · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,821
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,971
−HK$152/mo
Today · 4.125%
HK$5,123
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$312/mo
Deposit HK$865K · loan HK$1.06M · min. income ≈ HK$10,246/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,363
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,507
−HK$146/mo
Today · 4.125%
HK$5,653
baseline
▲ 0.50% · 4.625%
HK$5,951
+HK$298/mo
Deposit HK$865K · loan HK$1.06M · min. income ≈ HK$11,306/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,259
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$166/mo
Today · 4.125%
HK$5,589
baseline
▲ 0.50% · 4.625%
HK$5,929
+HK$340/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$11,178/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,851
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,008
−HK$159/mo
Today · 4.125%
HK$6,167
baseline
▲ 0.50% · 4.625%
HK$6,492
+HK$325/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$12,334/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,698
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,875
−HK$180/mo
Today · 4.125%
HK$6,055
baseline
▲ 0.50% · 4.625%
HK$6,423
+HK$368/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$12,110/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,339
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,509
−HK$172/mo
Today · 4.125%
HK$6,681
baseline
▲ 0.50% · 4.625%
HK$7,033
+HK$352/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$13,362/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,136
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,327
−HK$194/mo
Today · 4.125%
HK$6,521
baseline
▲ 0.50% · 4.625%
HK$6,917
+HK$396/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$13,042/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,826
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,009
−HK$186/mo
Today · 4.125%
HK$7,195
baseline
▲ 0.50% · 4.625%
HK$7,574
+HK$379/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$14,390/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,574
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,779
−HK$207/mo
Today · 4.125%
HK$6,986
baseline
▲ 0.50% · 4.625%
HK$7,412
+HK$426/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$13,972/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,314
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,510
−HK$199/mo
Today · 4.125%
HK$7,709
baseline
▲ 0.50% · 4.625%
HK$8,115
+HK$406/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$15,418/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,012
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,231
−HK$221/mo
Today · 4.125%
HK$7,452
baseline
▲ 0.50% · 4.625%
HK$7,906
+HK$454/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,904/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,801
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,010
−HK$213/mo
Today · 4.125%
HK$8,223
baseline
▲ 0.50% · 4.625%
HK$8,656
+HK$433/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,446/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,451
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,682
−HK$236/mo
Today · 4.125%
HK$7,918
baseline
▲ 0.50% · 4.625%
HK$8,400
+HK$482/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,836/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,289
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,511
−HK$226/mo
Today · 4.125%
HK$8,737
baseline
▲ 0.50% · 4.625%
HK$9,197
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,474/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,889
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,134
−HK$250/mo
Today · 4.125%
HK$8,384
baseline
▲ 0.50% · 4.625%
HK$8,894
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,768/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,776
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,012
−HK$239/mo
Today · 4.125%
HK$9,251
baseline
▲ 0.50% · 4.625%
HK$9,738
+HK$487/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,502/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).