▼ 0.50% · 3.625%
HK$5,250
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$166/mo
Today · 4.125%
HK$5,580
baseline
▲ 0.50% · 4.625%
HK$5,919
+HK$339/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$11,160/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,841
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,998
−HK$159/mo
Today · 4.125%
HK$6,157
baseline
▲ 0.50% · 4.625%
HK$6,481
+HK$324/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$12,314/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,775
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,955
−HK$183/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,511
+HK$373/mo
Deposit HK$1.04M · loan HK$1.27M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,425
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,597
−HK$175/mo
Today · 4.125%
HK$6,772
baseline
▲ 0.50% · 4.625%
HK$7,129
+HK$357/mo
Deposit HK$1.04M · loan HK$1.27M · min. income ≈ HK$13,544/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,301
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,496
−HK$200/mo
Today · 4.125%
HK$6,696
baseline
▲ 0.50% · 4.625%
HK$7,103
+HK$407/mo
Deposit HK$921K · loan HK$1.38M · min. income ≈ HK$13,392/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,009
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,197
−HK$191/mo
Today · 4.125%
HK$7,388
baseline
▲ 0.50% · 4.625%
HK$7,777
+HK$389/mo
Deposit HK$921K · loan HK$1.38M · min. income ≈ HK$14,776/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,826
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,038
−HK$216/mo
Today · 4.125%
HK$7,254
baseline
▲ 0.50% · 4.625%
HK$7,695
+HK$441/mo
Deposit HK$806K · loan HK$1.50M · min. income ≈ HK$14,508/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,593
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,797
−HK$207/mo
Today · 4.125%
HK$8,004
baseline
▲ 0.50% · 4.625%
HK$8,425
+HK$421/mo
Deposit HK$806K · loan HK$1.50M · min. income ≈ HK$16,008/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,351
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,579
−HK$233/mo
Today · 4.125%
HK$7,812
baseline
▲ 0.50% · 4.625%
HK$8,287
+HK$475/mo
Deposit HK$691K · loan HK$1.61M · min. income ≈ HK$15,624/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,177
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,397
−HK$222/mo
Today · 4.125%
HK$8,619
baseline
▲ 0.50% · 4.625%
HK$9,074
+HK$455/mo
Deposit HK$691K · loan HK$1.61M · min. income ≈ HK$17,238/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,876
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,121
−HK$248/mo
Today · 4.125%
HK$8,369
baseline
▲ 0.50% · 4.625%
HK$8,879
+HK$510/mo
Deposit HK$576K · loan HK$1.73M · min. income ≈ HK$16,738/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,762
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,997
−HK$238/mo
Today · 4.125%
HK$9,235
baseline
▲ 0.50% · 4.625%
HK$9,722
+HK$487/mo
Deposit HK$576K · loan HK$1.73M · min. income ≈ HK$18,470/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,401
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,662
−HK$265/mo
Today · 4.125%
HK$8,927
baseline
▲ 0.50% · 4.625%
HK$9,471
+HK$544/mo
Deposit HK$461K · loan HK$1.84M · min. income ≈ HK$17,854/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,346
−HK$505/mo
▼ 0.25% · 3.875%
HK$9,596
−HK$255/mo
Today · 4.125%
HK$9,851
baseline
▲ 0.50% · 4.625%
HK$10,370
+HK$519/mo
Deposit HK$461K · loan HK$1.84M · min. income ≈ HK$19,702/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,926
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,203
−HK$282/mo
Today · 4.125%
HK$9,485
baseline
▲ 0.50% · 4.625%
HK$10,063
+HK$578/mo
Deposit HK$345K · loan HK$1.96M · min. income ≈ HK$18,970/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,930
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,196
−HK$270/mo
Today · 4.125%
HK$10,466
baseline
▲ 0.50% · 4.625%
HK$11,018
+HK$552/mo
Deposit HK$345K · loan HK$1.96M · min. income ≈ HK$20,932/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,451
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,745
−HK$298/mo
Today · 4.125%
HK$10,043
baseline
▲ 0.50% · 4.625%
HK$10,655
+HK$612/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$20,086/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,514
−HK$568/mo
▼ 0.25% · 3.875%
HK$10,796
−HK$286/mo
Today · 4.125%
HK$11,082
baseline
▲ 0.50% · 4.625%
HK$11,666
+HK$584/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$22,164/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).